Peoples Financial Services (PFIS) Fundamental Analysis: Revenue, Earnings & Valuation

4.17 / 10

Netural

Fundamentally PFIS rates 4.2/10, with a composite fund score of 4.17. Asset‑MV and Profit‑MV are modestly positive, while Gross profit margin is solid at 41.8%. PB‑ROE is negative but ranks well in quality. Cash‑MV and Cash‑UP lag, dragging the overall rating.

Analysis Checks(7/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight6.80%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight6.79%

1M Return3.70%

Profit-MV

Value1.54

Score2/3

Weight14.83%

1M Return6.92%

Net income-Revenue

Value0.41

Score1/3

Weight11.27%

1M Return5.19%

PB-ROE

Value-0.97

Score3/3

Weight16.08%

1M Return7.21%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight6.79%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.79%

1M Return3.70%

Cash-UP

Value-0.30

Score1/3

Weight6.61%

1M Return3.24%

Asset-MV

Value-0.55

Score2/3

Weight15.27%

1M Return6.73%

Cash-MV

Value-0.12

Score1/3

Weight8.76%

1M Return4.31%

Is PFIS undervalued or overvalued?

PFIS scores 4.17/10 on fundamentals and holds a Fair valuation at present. Backed by its 11.97% ROE, 31.53% net margin, 9.16 P/E ratio, 1.04 P/B ratio, and 492.00% earnings growth, these metrics solidify its Netural investment rating.