Principal Financial Group (PFG) Fundamental Analysis: Revenue, Earnings & Valuation

8.50 / 10

Outperform

Fundamental analysis rates PFG as Outperform with an 8.5/10 score. Highlights include high accounts receivable turnover, strong fixed‑asset turnover, solid current ratio (3.8) and excellent interest coverage (34.9). Weak points are cash‑up, revenue‑to‑MV and negative EPS and profit growth.

Analysis Checks(6/10)

Revenue-MV

Value0.94

Score1/3

Weight6.15%

1M Return1.04%

Net profit attributable to parent company shareholders / Net profit (%)

Value94.39

Score2/3

Weight15.63%

1M Return2.45%

Accounts receivable turnover ratio

Value23.61

Score3/3

Weight16.23%

1M Return2.64%

Cash-UP

Value0.55

Score0/3

Weight-18.15%

1M Return-3.59%

Fixed assets turnover ratio

Value9771.06

Score3/3

Weight14.97%

1M Return2.46%

Interest coverage ratio (EBIT / Interest expense) (%)

Value34.91

Score2/3

Weight14.79%

1M Return2.44%

Diluted earnings per share (YoY growth rate %)

Value-21.41

Score0/3

Weight-0.28%

1M Return-0.05%

Asset-MV

Value-0.55

Score3/3

Weight40.06%

1M Return6.47%

Net profit attributable to parent company shareholders (YoY growth rate %)

Value-24.56

Score0/3

Weight-4.82%

1M Return-0.94%

Current ratio

Value3.80

Score3/3

Weight15.42%

1M Return2.53%

Is PFG fundamentally strong?

PFG scores 8.50/10 on fundamentals and holds a Discounted valuation at present. Backed by its 9.93% ROE, 8.03% net margin, 16.23 P/E ratio, 1.55 P/B ratio, and -21.42% earnings growth, these metrics solidify its Outperform investment rating.