PFBC
Preferred Bank·NASDAQ
--
--(--)
--
--(--)
PFBC fundamentals
Preferred Bank (PFBC) released its earnings on Feb 3, 2026: revenue was 78.07M (YoY +7.22%), beat estimates; EPS was 2.79 (YoY +8.45%), beat estimates.
Revenue / YoY
78.07M
+7.22%
EPS / YoY
2.79
+8.45%
Report date
Feb 3, 2026
PFBC Earnings Call Summary for Q4,2025
- Strong Financial Performance: $34.8 million quarterly net income and 12% loan growth highlight operational resilience.
- Margin Challenges: 3.66% net interest margin pressured by rate cuts, with deposit costs at 3.17%.
- Growth Focus: 2026 loan growth targeting 7-8%, prioritizing C&I and commercial real estate.
- Risk Management: $123 million loan downgrade under active workout, with reserves adjusted to 42.5% Q factors.
- Expense Control: Mid-single-digit expense growth planned, with cautious approach to share repurchases.
Earnings
EPS
Revenue
Revenue & Expenses
Key Indicators
Preferred Bank (PFBC) key financial stats and ratios, covering profitability, financial health, and leverage.
Income Statement
Preferred Bank (PFBC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
Trend
Breakdown
Balance Sheet
Preferred Bank (PFBC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
Trend
Breakdown
Cash Flow
Preferred Bank (PFBC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
Trend
Breakdown
Revenue Breakdown
Where does Preferred Bank (PFBC) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
Data source:
By Region
Data source:
Dividend
Track Preferred Bank (PFBC) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
Payout Ratio
Dividend Yield
You can ask Aime
What is Preferred Bank's gross profit margin?What is the revenue and EPS growth rate for Preferred Bank year over year?What were the key takeaways from Preferred Bank's earnings call?What does Preferred Bank do and what are its main business segments?What is Preferred Bank's latest dividend and current dividend yield?What is the market's earnings forecast for Preferred Bank next quarter?What factors drove the changes in Preferred Bank's revenue and profit?Did Preferred Bank beat or miss consensus estimates last quarter?
ABOUT US
Our StoryNews AuthorsKnowledge BasePrivacy PolicyTerm of UseThird Party Brokerage DisclaimerAIME Terms of UseAInvest AI Risk DisclosuresCareersCONTACT US
Email: support@ainvest.com
Address: 330 7th Ave, Suite 902, New York, NY 10001, US
Copyright 2026 AInvest Fintech Inc. All rights reserved.
