PFBC
Preferred Bank·NASDAQ
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PFBC fundamentals
Preferred Bank (PFBC) released its earnings on Jan 22, 2026: revenue was 78.07M (YoY +7.22%), beat estimates; EPS was 2.79 (YoY +8.45%), beat estimates.
Revenue / YoY
78.07M
+7.22%
EPS / YoY
2.79
+8.45%
Report date
Jan 22, 2026
PFBC Earnings Call Summary for Q4,2025
- Strong Financial Performance: $34.8 million quarterly net income and 12% loan growth highlight operational resilience.
- Margin Challenges: 3.66% net interest margin pressured by rate cuts, with deposit costs at 3.17%.
- Growth Focus: 2026 loan growth targeting 7-8%, prioritizing C&I and commercial real estate.
- Risk Management: $123 million loan downgrade under active workout, with reserves adjusted to 42.5% Q factors.
- Expense Control: Mid-single-digit expense growth planned, with cautious approach to share repurchases.
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Key Indicators
Preferred Bank (PFBC) key financial stats and ratios, covering profitability, financial health, and leverage.
Preferred Bank (PFBC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Preferred Bank (PFBC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Preferred Bank (PFBC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Preferred Bank (PFBC) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Preferred Bank (PFBC) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What is the revenue and EPS growth rate for Preferred Bank year over year?What guidance did Preferred Bank's management provide for the next earnings period?What does Preferred Bank do and what are its main business segments?What is Preferred Bank's latest dividend and current dividend yield?What were the key takeaways from Preferred Bank’s earnings call?What were the key takeaways from Preferred Bank's earnings call?What is Preferred Bank's gross profit margin?What is the market's earnings forecast for Preferred Bank next quarter?
