Symbols

PAYO

Payoneer Global·NASDAQ

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PAYO fundamentals

PAYO Q4 2025 Earnings

Payoneer Global (PAYO) released its earnings on Feb 26, 2026: revenue was 274.69M (YoY +4.95%), missed estimates; EPS was 0.05 (YoY 0.00%), missed estimates.

Revenue / YoY

274.69M

+4.95%

EPS / YoY

0.05

0.00%

Report date

Feb 26, 2026

PAYO Earnings Call Summary for Q4,2025

Revenue Growth: 14% YoY ex-interest, driven by 28% B2B expansion. Q4 ARPU ex-interest up 21%.
Profitability: EBITDA ex-interest tripled to $40M in 2025, targeting $90M in 2026. Free cash flow conversion >200%.
AI Efficiency: 30% reduction in customer support costs, 40% faster engineering deployment.
Stablecoin Expansion: $130M+ hedged interest income for 2026, UAE bank charter application filed.
Share Buybacks: $175M repurchased in 2025, $192M remaining for 2026.

Earnings

EPS

Revenue

Revenue & Expenses

PAYO has released its 2025 Q4 earnings report, with revenue of 274.69M, reflecting a YoY change of 4.95%, and net profit of 19.01M, showing a YoY change of 4.52%. The Sankey diagram below clearly presents PAYO's revenue sources and cost distribution.

Key Indicators

Payoneer Global (PAYO) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Payoneer Global (PAYO)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Breakdown

Balance Sheet

Payoneer Global (PAYO)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Breakdown

Cash Flow

Payoneer Global (PAYO)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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Breakdown