OZK
Bank OZK·NASDAQ
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OZK fundamentals
Bank OZK (OZK) released its earnings on Oct 16, 2025: revenue was 449.93M (YoY +6.37%), beat estimates; EPS was 1.59 (YoY +2.58%), missed estimates.
Revenue / YoY
449.93M
+6.37%
EPS / YoY
1.59
+2.58%
Report date
Oct 16, 2025
OZK Earnings Call Summary for Q3,2025
- Credit Resilience: Largest OREO sale at book value; 41 loan extensions with $70M in new reserves highlight strong sponsor support.
- Loan Growth Catalysts: Mid-single-digit 2026 growth via CIB diversification (30-40% target) and 2027 RESG recovery.
- Margin Stability: 22% of loans at floor; NII compression lagging Fed cuts by 2-3 quarters, but 7-month CD repricing will follow.
- CIB Expansion: $1.6B Q3 origination; fee income growth offsetting lower yields, with selective talent additions.
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Key Indicators
Bank OZK (OZK) key financial stats and ratios, covering profitability, financial health, and leverage.
Bank OZK (OZK)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Bank OZK (OZK)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Bank OZK (OZK)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Bank OZK (OZK) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Bank OZK (OZK) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What factors drove the changes in Bank OZK's revenue and profit?What guidance did Bank OZK's management provide for the next earnings period?What does Bank OZK do and what are its main business segments?What is Bank OZK's gross profit margin?What were the key takeaways from Bank OZK’s earnings call?Did Bank OZK beat or miss consensus estimates last quarter?What is Bank OZK's latest dividend and current dividend yield?What is the market's earnings forecast for Bank OZK next quarter?
