What guidance did Oxbridge Re's management provide for the next earnings period?

What is Oxbridge Re's latest dividend and current dividend yield?

Did Oxbridge Re beat or miss consensus estimates last quarter?

What is the revenue and EPS growth rate for Oxbridge Re year over year?

What is the market's earnings forecast for Oxbridge Re next quarter?

What were the key takeaways from Oxbridge Re’s earnings call?

What does Oxbridge Re do and what are its main business segments?

What factors drove the changes in Oxbridge Re's revenue and profit?

- **Reinsurance Resilience**: Q3 net premiums $555K (-7% YoY) but 9M +1.2% to $1.73M.
- **Web3 Expansion**: Tokenized securities attract $750B TAM.
- **Cost Management**: 64% expense growth driven by Web3 initiatives.
- **Token Performance**: EtaCat Re 25% vs. 20% target, ZetaCat Re on track for 42% return.
- **Strategic Shift**: Regular dividends meet Web3 liquidity demand.

**【CEO Opening Remarks】**
- Oxbridge focuses on reinsurance with a selective, data-driven approach, competing with large carriers through disciplined underwriting.
- Launched SurancePlus, the Web3 subsidiary, to tokenize reinsurance securities, broadening investor access beyond ultra-high net worth individuals.

**【CFO Financial Commentary】**
- Q3 2025 net premiums earned decreased to $555,000 (down 7% YoY), but 9M net premiums rose 1.2% to $1.73M.
- Expenses surged 64% YoY to $815,000 due to Web3-related costs, yet net loss narrowed 30% to $187,000 (vs. $540,000 loss in Q3 2024).

**【CEO Strategic Updates】**
- Tokenized contracts (EtaCat Re at 25% vs. 20% target, ZetaCat Re on track for 42% return) demonstrate disciplined underwriting amid a $750B TAM.
- Shifting to regular dividends aligns with Web3 investor demand for liquidity, while maintaining no leverage and full collateralization.
- Operational focus on underwriting diversification, compliant distribution channels, and product innovation for accessibility without risk compromise.

Oxbridge Re Holdings Limited(OXBR)-20251107-2025 Q3 Earnings call transcript

Net Premiums Earned

Net Investment and Other Income

Change in Fair Value of Equity Securities

Net Realized Investment Losses

Unrealized Gain on Other Investments

management fee

Interest and Gain On Redemption Of Loan

Realized Gain on Other Investments

OXBR

OXBR fundamentals

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