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ORRF

Orrstown Financial·NASDAQ
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ORRF fundamentals

Orrstown Financial (ORRF) released its earnings on Jan 28, 2026: revenue was 64.92M (YoY +5.01%), beat estimates; EPS was 1.11 (YoY +27.59%), beat estimates.
Revenue / YoY
64.92M
+5.01%
EPS / YoY
1.11
+27.59%
Report date
Jan 28, 2026
ORRF Earnings Call Summary for Q4,2025
  • Record Financial Performance: $80.9M annual net income, highest in company history, with ROE 14.76% and fee income contributing 21% of revenue.
  • Strategic Growth Investments: 4% Q4 loan growth, 22% noninterest income share, and $125M MBS/CMO purchases to offset rate sensitivity.
  • Dividend Expansion: 50% increase since merger, now $0.30 per share, reflecting strong capital generation.
  • Wealth Management Momentum: AUM $3.1B, new leadership to drive fee income growth in key markets.
  • NIM Guidance: 3.90%-4.00% for 2026, with core margin stabilization in Q1 and cautious outlook on rate cuts.
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Revenue

Revenue & Expenses

Key Indicators

Orrstown Financial (ORRF) key financial stats and ratios, covering profitability, financial health, and leverage.
Orrstown Financial (ORRF)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Orrstown Financial (ORRF)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Orrstown Financial (ORRF)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Orrstown Financial (ORRF) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Orrstown Financial (ORRF) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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