OPRT
Oportun Financial·NASDAQ
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5.89 / 10
Netural
Fundamental score: 5.9/10 indicating average quality. Bullish factors include Net profit margin (%) and Gross profit margin (%), with caution warranted for Total assets turnover ratio and Operating revenue (YoY growth rate %).. Overall assessment: guarded.
Analysis Checks(8/10)
Gross profit margin (%)
Value36.70
Score2/3
Weight1.54%
1M Return1.27%
Value36.70
Score2/3
Weight1.54%
1M Return1.27%
Total profit (YoY growth rate %)
Value131.50
Score3/3
Weight13.21%
1M Return9.32%
Value131.50
Score3/3
Weight13.21%
1M Return9.32%
Total profit / EBIT (%)
Value100.00
Score2/3
Weight3.92%
1M Return3.12%
Value100.00
Score2/3
Weight3.92%
1M Return3.12%
Total assets turnover ratio
Value0.58
Score1/3
Weight4.13%
1M Return3.38%
Value0.58
Score1/3
Weight4.13%
1M Return3.38%
Asset-MV
Value-0.50
Score3/3
Weight38.82%
1M Return16.94%
Value-0.50
Score3/3
Weight38.82%
1M Return16.94%
Profit-MV
Value1.32
Score3/3
Weight14.02%
1M Return9.34%
Value1.32
Score3/3
Weight14.02%
1M Return9.34%
Net profit margin (%)
Value-2972.64
Score2/3
Weight3.35%
1M Return2.69%
Value-2972.64
Score2/3
Weight3.35%
1M Return2.69%
Operating revenue (YoY growth rate %)
Value92.66
Score1/3
Weight4.36%
1M Return3.29%
Value92.66
Score1/3
Weight4.36%
1M Return3.29%
EBIT / Total operating revenue (%)
Value-3056.43
Score2/3
Weight3.31%
1M Return2.61%
Value-3056.43
Score2/3
Weight3.31%
1M Return2.61%
Cash-MV
Value2.37
Score2/3
Weight13.34%
1M Return7.48%
Value2.37
Score2/3
Weight13.34%
1M Return7.48%
Gross profit margin (%)
Value36.70
Score2/3
Weight1.54%
1M Return1.27%
Value36.70
Score2/3
Weight1.54%
1M Return1.27%
Profit-MV
Value1.32
Score3/3
Weight14.02%
1M Return9.34%
Value1.32
Score3/3
Weight14.02%
1M Return9.34%
Total profit (YoY growth rate %)
Value131.50
Score3/3
Weight13.21%
1M Return9.32%
Value131.50
Score3/3
Weight13.21%
1M Return9.32%
Net profit margin (%)
Value-2972.64
Score2/3
Weight3.35%
1M Return2.69%
Value-2972.64
Score2/3
Weight3.35%
1M Return2.69%
Total profit / EBIT (%)
Value100.00
Score2/3
Weight3.92%
1M Return3.12%
Value100.00
Score2/3
Weight3.92%
1M Return3.12%
Operating revenue (YoY growth rate %)
Value92.66
Score1/3
Weight4.36%
1M Return3.29%
Value92.66
Score1/3
Weight4.36%
1M Return3.29%
Total assets turnover ratio
Value0.58
Score1/3
Weight4.13%
1M Return3.38%
Value0.58
Score1/3
Weight4.13%
1M Return3.38%
EBIT / Total operating revenue (%)
Value-3056.43
Score2/3
Weight3.31%
1M Return2.61%
Value-3056.43
Score2/3
Weight3.31%
1M Return2.61%
Asset-MV
Value-0.50
Score3/3
Weight38.82%
1M Return16.94%
Value-0.50
Score3/3
Weight38.82%
1M Return16.94%
Cash-MV
Value2.37
Score2/3
Weight13.34%
1M Return7.48%
Value2.37
Score2/3
Weight13.34%
1M Return7.48%
Is OPRT fundamentally strong?
- OPRT scores 5.89/10 on fundamentals and holds a Fair valuation at present. Backed by its 5.92% ROE, 4.29% net margin, -54.22 P/E ratio, 0.65 P/B ratio, and 122.19% earnings growth, these metrics solidify its Netural investment rating.
