NWFL
Norwood Financial·NASDAQ
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NWFL fundamentals
Norwood Financial (NWFL) released its earnings on Jan 22, 2026: revenue was 23.50M (YoY +24.25%), met estimates; EPS was 0.84 (YoY +121.05%), missed estimates.
Revenue / YoY
23.50M
+24.25%
EPS / YoY
0.84
+121.05%
Report date
Jan 22, 2026
NWFL Earnings Call Summary for Q4,2025
- Acquisition Supercharge: 20% asset growth from Presence Bank acquisition, with 62bp net interest spread expansion and 62% YoY net interest income growth.
- AI-Driven Efficiency: Integrating Presence Bank's AI tools to accelerate credit underwriting and enhance customer experience.
- Talent Powerhouse: New leadership additions including COO, CIO, and Market Executive to drive growth and innovation.
- Financial Strength: Doubled adjusted EPS, improved ROA/ROTCE, and strong credit metrics despite elevated expenses.
- Shareholder Focus: Growing dividend and disciplined capital allocation for sustained value creation.
Earnings
EPS
Revenue
Revenue & Expenses
Key Indicators
Norwood Financial (NWFL) key financial stats and ratios, covering profitability, financial health, and leverage.
Income Statement
Norwood Financial (NWFL)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Balance Sheet
Norwood Financial (NWFL)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Cash Flow
Norwood Financial (NWFL)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Revenue Breakdown
Where does Norwood Financial (NWFL) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
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Dividend
Track Norwood Financial (NWFL) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
What were the key takeaways from Norwood Financial’s earnings call?What does Norwood Financial do and what are its main business segments?What were the key takeaways from Norwood Financial's earnings call?What is the revenue and EPS growth rate for Norwood Financial year over year?What is the market's earnings forecast for Norwood Financial next quarter?What guidance did Norwood Financial's management provide for the next earnings period?What is Norwood Financial's gross profit margin?What factors drove the changes in Norwood Financial's revenue and profit?
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