NWFL
Norwood Financial·NASDAQ
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NWFL fundamentals
Norwood Financial (NWFL) released its earnings on Oct 22, 2025: revenue was 22.96M (YoY +25.97%), beat estimates; EPS was 0.89 (YoY +85.42%), beat estimates.
Revenue / YoY
22.96M
+25.97%
EPS / YoY
0.89
+85.42%
Report date
Oct 22, 2025
NWFL Earnings Call Summary for Q3,2025
- Q3 Growth: $100M+ asset growth year-to-date, 9% noninterest income rise, and 3.63% NIM (up 20bps).
- Strategic Momentum: Pending Presence Bank merger with 2026 close target; board refresh with community-focused leaders.
- Cost Management: Deposit beta ~50% on rate cuts; 2.8% expense growth (excluding merger charges).
- Credit Health: Nonperforming loans declining; 4.7-star customer satisfaction.
- Diversified Lending: Growth across consumer, C&I, and CRE; agricultural portfolio at 8% of total loans.
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Revenue
Revenue & Expenses
Key Indicators
Norwood Financial (NWFL) key financial stats and ratios, covering profitability, financial health, and leverage.
Norwood Financial (NWFL)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Norwood Financial (NWFL)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Norwood Financial (NWFL)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Norwood Financial (NWFL) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Norwood Financial (NWFL) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What is the market's earnings forecast for Norwood Financial next quarter?What guidance did Norwood Financial's management provide for the next earnings period?What were the key takeaways from Norwood Financial’s earnings call?What were the key takeaways from Norwood Financial's earnings call?What is Norwood Financial's gross profit margin?Did Norwood Financial beat or miss consensus estimates last quarter?What does Norwood Financial do and what are its main business segments?What is Norwood Financial's latest dividend and current dividend yield?
