NMIH
NMI Holdings·NASDAQ
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NMIH fundamentals
NMI Holdings (NMIH) released its earnings on Nov 4, 2025: revenue was 178.70M (YoY +24.67%), beat estimates; EPS was 1.21 (YoY +5.22%), met estimates.
Revenue / YoY
178.70M
+24.67%
EPS / YoY
1.21
+5.22%
Report date
Nov 4, 2025
NMIH Earnings Call Summary for Q3,2025
- Record Financials: Q3 revenue ($178.7M) and net income ($96M) hit new highs, with 15.6% ROE.
- Portfolio Growth: Insurance-in-force up 5% YoY to $218.4B, supported by 83.9% persistency.
- Credit Resilience: Default rate of 1.05% reflects seasonal trends, with muted macro stress.
- Reinsurance Strength: 2025-2027 reinsurance placements secure forward coverage; XOL market preference for cost efficiency.
- Share Buybacks: $24.6M repurchased in Q3, with $256M remaining under program.
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Key Indicators
NMI Holdings (NMIH) key financial stats and ratios, covering profitability, financial health, and leverage.
NMI Holdings (NMIH)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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NMI Holdings (NMIH)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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NMI Holdings (NMIH)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does NMI Holdings (NMIH) generate its revenue? Explore its key revenue streams and top earning regions.
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Track NMI Holdings (NMIH) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What were the key takeaways from NMI Holdings's earnings call?What is the revenue and EPS growth rate for NMI Holdings year over year?What is NMI Holdings's latest dividend and current dividend yield?What guidance did NMI Holdings's management provide for the next earnings period?Did NMI Holdings beat or miss consensus estimates last quarter?What factors drove the changes in NMI Holdings's revenue and profit?What does NMI Holdings do and what are its main business segments?What were the key takeaways from NMI Holdings’s earnings call?
