NMIH

NMI Holdings demonstrates several positive financial factors, including a Gross profit margin of 36.7% and Total profit / EBIT of 100%, which rank in favorable performance groups. However, key weaknesses such as Net profit attributable to parent shareholders / Net profit at 100% and a PB-ROE of -0.239 indicate potential red flags. The ROE (diluted) of 11.7% and Annualized return on equity of 16.6% provide some reassurance, but the overall fundamental score of 3.4/10 remains in the weak category, suggesting that investors should be mindful of profitability sustainability and valuation risks.