NBTB
NBT Bancorp·NASDAQ
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NBTB fundamentals
NBT Bancorp (NBTB) released its earnings on Jan 26, 2026: revenue was 185.14M (YoY +24.65%), beat estimates; EPS was 1.05 (YoY +36.36%), beat estimates.
Revenue / YoY
185.14M
+24.65%
EPS / YoY
1.05
+36.36%
Report date
Jan 26, 2026
NBTB Earnings Call Summary for Q4,2025
- Record Results: Q4 net income $55.5M ($1.06 EPS), with 25% YoY revenue growth.
- Margin Expansion: NIM 3.65% (36bps YoY), driven by asset repricing and Evans merger.
- Share Buybacks: Repurchased 250K shares in Q4, with plans for ongoing repurchases.
- M&A Focus: Seeking 5%+ accretion; 2026 pipeline strong in Western NY and Maine.
- Risk Watch: $150-175M CRE payoffs in 2025, U.S.-Canada trade tensions impacting cross-border business.
- Dividend Growth: 13th consecutive year increase, reflecting strong capital position.
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Key Indicators
NBT Bancorp (NBTB) key financial stats and ratios, covering profitability, financial health, and leverage.
NBT Bancorp (NBTB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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NBT Bancorp (NBTB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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NBT Bancorp (NBTB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does NBT Bancorp (NBTB) generate its revenue? Explore its key revenue streams and top earning regions.
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Track NBT Bancorp (NBTB) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What does NBT Bancorp do and what are its main business segments?What guidance did NBT Bancorp's management provide for the next earnings period?What is the revenue and EPS growth rate for NBT Bancorp year over year?What were the key takeaways from NBT Bancorp's earnings call?Did NBT Bancorp beat or miss consensus estimates last quarter?What is NBT Bancorp's latest dividend and current dividend yield?What is the market's earnings forecast for NBT Bancorp next quarter?What factors drove the changes in NBT Bancorp's revenue and profit?
