NBTB
NBT Bancorp·NASDAQ
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NBTB fundamentals
NBT Bancorp (NBTB) released its earnings on Oct 27, 2025: revenue was 186.00M (YoY +26.15%), beat estimates; EPS was 1.05 (YoY +31.25%), beat estimates.
Revenue / YoY
186.00M
+26.15%
EPS / YoY
1.05
+31.25%
Report date
Oct 27, 2025
NBTB Earnings Call Summary for Q3,2025
- Record Q3 Performance: $54.5 million net income, 26% YoY revenue growth, and 3.66% NIM reflect strong merger integration and asset repricing.
- Dividend Growth: 8.8% dividend hike underscores capital strength and 13-year streak of returns.
- Strategic Expansion: 4-6 new branches annually and M&A focus to fill market gaps.
- Margin Challenges: Q4 may see margin pressure, but 2026 could see improvement with rate stabilization.
- Fee Income Strength: $32 million in wealth/insurance fees highlight diversification success.
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Key Indicators
NBT Bancorp (NBTB) key financial stats and ratios, covering profitability, financial health, and leverage.
NBT Bancorp (NBTB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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NBT Bancorp (NBTB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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NBT Bancorp (NBTB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does NBT Bancorp (NBTB) generate its revenue? Explore its key revenue streams and top earning regions.
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Track NBT Bancorp (NBTB) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What does NBT Bancorp do and what are its main business segments?What is the revenue and EPS growth rate for NBT Bancorp year over year?What is the market's earnings forecast for NBT Bancorp next quarter?What is NBT Bancorp's gross profit margin?What were the key takeaways from NBT Bancorp’s earnings call?What guidance did NBT Bancorp's management provide for the next earnings period?What were the key takeaways from NBT Bancorp's earnings call?What is NBT Bancorp's latest dividend and current dividend yield?
