NB Bancorp (NBBK) Fundamental Analysis: Revenue, Earnings & Valuation

2.76 / 10

Underperform

Fundamental rating is Underperform with a 2.8/10 quality score. Gross profit margin is healthy at 41.8%, and liability ratios are low, yet PB‑ROE and Asset‑MV are negative, indicating valuation and asset inefficiencies. Overall defensive stance.

Analysis Checks(5/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight7.87%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight7.87%

1M Return3.70%

Profit-MV

Value0.88

Score0/3

Weight8.50%

1M Return4.03%

Net income-Revenue

Value-0.30

Score3/3

Weight17.10%

1M Return6.99%

PB-ROE

Value-0.95

Score0/3

Weight9.18%

1M Return4.15%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight7.87%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.87%

1M Return3.70%

Cash-UP

Value-0.15

Score1/3

Weight7.65%

1M Return3.24%

Asset-MV

Value-0.55

Score1/3

Weight15.93%

1M Return6.12%

Cash-MV

Value0.02

Score1/3

Weight10.15%

1M Return4.31%

Is NBBK fundamentally strong?

NBBK scores 2.76/10 on fundamentals and holds a Premium valuation at present. Backed by its 6.19% ROE, 23.54% net margin, 18.92 P/E ratio, 1.11 P/B ratio, and 25.23% earnings growth, these metrics solidify its Underperform investment rating.