NAVI
Navient·NASDAQ
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NAVI fundamentals
Navient (NAVI) released its earnings on Jan 28, 2026: revenue was 137.00M (YoY -38.57%), missed estimates; EPS was 0.02 (YoY +108.33%), missed estimates.
Revenue / YoY
137.00M
-38.57%
EPS / YoY
0.02
+108.33%
Report date
Jan 28, 2026
NAVI Earnings Call Summary for Q4,2025
- 60% Loan Growth Target: 2026 originations of $4B (+60%), driven by refi and in-school lending.
- $400M Expense Savings: Overachieved 2025 target, 2026 expenses down 20% to $350M.
- Earnest Momentum: Refi originations doubled to $2.1B in 2025, in-school at record $401M.
- Credit Challenges: Private legacy portfolio provisions up due to macro stress, 3.5% reserve coverage.
- Strategic Moves: Exploring fair value accounting, piloting personal loans, and expanding Grad PLUS.
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Key Indicators
Navient (NAVI) key financial stats and ratios, covering profitability, financial health, and leverage.
Navient (NAVI)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Navient (NAVI)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Navient (NAVI)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Navient (NAVI) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Navient (NAVI) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What is Navient's gross profit margin?What guidance did Navient's management provide for the next earnings period?Did Navient beat or miss consensus estimates last quarter?What is the revenue and EPS growth rate for Navient year over year?What is Navient's latest dividend and current dividend yield?What does Navient do and what are its main business segments?What were the key takeaways from Navient's earnings call?What is the market's earnings forecast for Navient next quarter?
