NAVI
Navient·NASDAQ
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NAVI fundamentals
Navient (NAVI) released its earnings on Oct 29, 2025: revenue was 161.00M (YoY -32.64%), beat estimates; EPS was -0.84 (YoY -157.93%), missed estimates.
Revenue / YoY
161.00M
-32.64%
EPS / YoY
-0.84
-157.93%
Report date
Oct 29, 2025
NAVI Earnings Call Summary for Q3,2025
- Origination Growth: Q3 refinance volume doubles to $528M, in-school lending hits $260M record. Full-year originations guided to $2.4B (+30%).
- Expense Efficiency: Exceeds $400M expense reduction target, operating expenses down 47% YoY.
- Cash Flow Boost: $195M increase in life of loan cash flows from slower prepayments and updated assumptions.
- Share Buyback: $100M authorization announced, with $42M returned to shareholders in Q3.
- Policy Impact: Federal policy changes reduce prepayment rates, extending legacy portfolio life. Grad PLUS elimination opens $14B market opportunity.
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Key Indicators
Navient (NAVI) key financial stats and ratios, covering profitability, financial health, and leverage.
Navient (NAVI)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Navient (NAVI)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Navient (NAVI)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Navient (NAVI) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Navient (NAVI) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What does Navient do and what are its main business segments?What were the key takeaways from Navient’s earnings call?Did Navient beat or miss consensus estimates last quarter?What is the revenue and EPS growth rate for Navient year over year?What were the key takeaways from Navient's earnings call?What guidance did Navient's management provide for the next earnings period?What is Navient's latest dividend and current dividend yield?What factors drove the changes in Navient's revenue and profit?
