MVBF
MVB Financial·NASDAQ
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2.94 / 10
Underperform
Fundamental scrutiny indicates sub-par quality (score 2.9/10). Key headwinds include a modest net-assets-per-share growth rate (10.4% YoY, group 2) and a negative Asset-MV reading (-0.50, group 3), which drag down performance. Conversely, strong gross-profit margin (36.7%, group 1) and Total-profit/EBIT ratio (100%, group 1) offer some relief. The mixed factor profile underpins an 'Underperform' fundamental rating.
Analysis Checks(6/10)
Net assets per share (growth rate compared to beginning of year %)
Value10.42
Score1/3
Weight7.31%
1M Return3.39%
Value10.42
Score1/3
Weight7.31%
1M Return3.39%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.08
Score0/3
Weight4.48%
1M Return2.17%
Value100.08
Score0/3
Weight4.48%
1M Return2.17%
Profit-MV
Value1.01
Score2/3
Weight11.84%
1M Return5.27%
Value1.01
Score2/3
Weight11.84%
1M Return5.27%
PB-ROE
Value-0.95
Score3/3
Weight15.83%
1M Return6.02%
Value-0.95
Score3/3
Weight15.83%
1M Return6.02%
Asset-MV
Value-0.50
Score1/3
Weight15.21%
1M Return5.76%
Value-0.50
Score1/3
Weight15.21%
1M Return5.76%
Revenue-MV
Value0.13
Score2/3
Weight14.40%
1M Return6.44%
Value0.13
Score2/3
Weight14.40%
1M Return6.44%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.32%
1M Return3.43%
Value36.70
Score3/3
Weight7.32%
1M Return3.43%
Total profit (YoY growth rate %)
Value122.51
Score0/3
Weight3.94%
1M Return2.05%
Value122.51
Score0/3
Weight3.94%
1M Return2.05%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.32%
1M Return3.43%
Value100.00
Score3/3
Weight7.32%
1M Return3.43%
Cash-MV
Value-0.07
Score2/3
Weight12.35%
1M Return5.25%
Value-0.07
Score2/3
Weight12.35%
1M Return5.25%
Net assets per share (growth rate compared to beginning of year %)
Value10.42
Score1/3
Weight7.31%
1M Return3.39%
Value10.42
Score1/3
Weight7.31%
1M Return3.39%
Revenue-MV
Value0.13
Score2/3
Weight14.40%
1M Return6.44%
Value0.13
Score2/3
Weight14.40%
1M Return6.44%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.08
Score0/3
Weight4.48%
1M Return2.17%
Value100.08
Score0/3
Weight4.48%
1M Return2.17%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.32%
1M Return3.43%
Value36.70
Score3/3
Weight7.32%
1M Return3.43%
Profit-MV
Value1.01
Score2/3
Weight11.84%
1M Return5.27%
Value1.01
Score2/3
Weight11.84%
1M Return5.27%
Total profit (YoY growth rate %)
Value122.51
Score0/3
Weight3.94%
1M Return2.05%
Value122.51
Score0/3
Weight3.94%
1M Return2.05%
PB-ROE
Value-0.95
Score3/3
Weight15.83%
1M Return6.02%
Value-0.95
Score3/3
Weight15.83%
1M Return6.02%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.32%
1M Return3.43%
Value100.00
Score3/3
Weight7.32%
1M Return3.43%
Asset-MV
Value-0.50
Score1/3
Weight15.21%
1M Return5.76%
Value-0.50
Score1/3
Weight15.21%
1M Return5.76%
Cash-MV
Value-0.07
Score2/3
Weight12.35%
1M Return5.25%
Value-0.07
Score2/3
Weight12.35%
1M Return5.25%
Is MVBF undervalued or overvalued?
- MVBF scores 2.94/10 on fundamentals and holds a Premium valuation at present. Backed by its 7.17% ROE, 18.39% net margin, 21.50 P/E ratio, 1.12 P/B ratio, and 72.41% earnings growth, these metrics solidify its Underperform investment rating.
