Marqeta (MQ) Fundamental Analysis: Revenue, Earnings & Valuation

7.13 / 10

Outperform

Fundamentally, Marqeta rates Outperform with a 7.1/10 quality score. Key strengths include PB‑ROE, Revenue‑MV, Asset‑MV and Profit‑MV, while operating revenue growth and days‑sales‑outstanding raise concerns. Overall outlook remains favorable.

Analysis Checks(6/10)

Revenue-MV

Value-0.55

Score2/3

Weight2.47%

1M Return3.59%

Days sales outstanding

Value20.57

Score0/3

Weight-1.35%

1M Return-2.87%

Profit-MV

Value0.68

Score3/3

Weight52.74%

1M Return84.02%

Net income-Revenue

Value-0.04

Score3/3

Weight12.08%

1M Return26.51%

PB-ROE

Value0.51

Score3/3

Weight23.03%

1M Return51.53%

Net cash flow from operating activities (YoY growth rate %)

Value179.57

Score2/3

Weight1.29%

1M Return2.30%

Operating revenue (YoY growth rate %)

Value23.25

Score1/3

Weight0.58%

1M Return0.97%

Asset-MV

Value-0.55

Score2/3

Weight7.58%

1M Return14.96%

Net profit attributable to parent company shareholders (YoY growth rate %)

Value-151.03

Score1/3

Weight0.44%

1M Return0.74%

Cash-MV

Value-0.27

Score1/3

Weight1.13%

1M Return1.93%

Is MQ undervalued or overvalued?

MQ scores 7.13/10 on fundamentals and holds a Discounted valuation at present. Backed by its -1.51% ROE, -2.23% net margin, -127.93 P/E ratio, 2.34 P/B ratio, and -160.00% earnings growth, these metrics solidify its Outperform investment rating.