MNSB
MainStreet Bank·NASDAQ
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MNSB fundamentals
MainStreet Bank (MNSB) released its earnings on Jan 26, 2026: revenue was 18.04M (YoY +7.09%), missed estimates; EPS was 0.46 (YoY +483.33%), missed estimates.
Revenue / YoY
18.04M
+7.09%
EPS / YoY
0.46
+483.33%
Report date
Jan 26, 2026
MNSB Earnings Call Summary for Q4,2025
- Financial Resilience: 2025 EPS of $1.76, ROA of 0.73%, and NIM of 3.46% reflect strong performance post-technology transition.
- Share Repurchase Momentum: 209,000 shares repurchased at 28% accretion, with plans to continue enhancing shareholder value.
- Loan Portfolio Strength: 11% net interest income growth, 3-4% Q1-Q2 2026 loan growth, and a disciplined approach to CRE diversification.
- Capital Fortitude: Stress testing shows post-stress common equity Tier 1 ratio of 11.8%, despite hypothetical $62.9M losses.
- Deposit Optimization: 71 basis points cost decline, targeting low-cost, scalable deposits with a focus on strategic niches.
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Key Indicators
MainStreet Bank (MNSB) key financial stats and ratios, covering profitability, financial health, and leverage.
MainStreet Bank (MNSB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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MainStreet Bank (MNSB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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MainStreet Bank (MNSB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does MainStreet Bank (MNSB) generate its revenue? Explore its key revenue streams and top earning regions.
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Track MainStreet Bank (MNSB) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What does MainStreet Bank do and what are its main business segments?What were the key takeaways from MainStreet Bank’s earnings call?What is MainStreet Bank's gross profit margin?Did MainStreet Bank beat or miss consensus estimates last quarter?What factors drove the changes in MainStreet Bank's revenue and profit?What were the key takeaways from MainStreet Bank's earnings call?What is MainStreet Bank's latest dividend and current dividend yield?What is the revenue and EPS growth rate for MainStreet Bank year over year?
