MNSB
MainStreet Bank·NASDAQ
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5.12 / 10
Netural
MainStreet Bank's fundamentals score 5.1/10, indicating a guarded position. Strengths include a high gross profit margin of 36.7% and an asset-to-market value ratio suggesting undervaluation. However, year-over-year profit growth is stagnant at 100.38%, and net assets per share growth is only 4.37%, limiting upside. The bank's PB-ROE of 1.41 and total profit to EBIT ratio of 100% are neutral. Overall, the company is financially stable but not exceptionally dynamic.
Analysis Checks(7/10)
Net assets per share (growth rate compared to beginning of year %)
Value4.37
Score0/3
Weight3.52%
1M Return2.09%
Value4.37
Score0/3
Weight3.52%
1M Return2.09%
Net profit attributable to parent company shareholders / Net profit (%)
Value86.01
Score2/3
Weight8.89%
1M Return4.63%
Value86.01
Score2/3
Weight8.89%
1M Return4.63%
Profit-MV
Value-0.04
Score2/3
Weight10.19%
1M Return5.27%
Value-0.04
Score2/3
Weight10.19%
1M Return5.27%
PB-ROE
Value1.41
Score3/3
Weight13.62%
1M Return6.02%
Value1.41
Score3/3
Weight13.62%
1M Return6.02%
Asset-MV
Value-0.50
Score3/3
Weight24.06%
1M Return10.42%
Value-0.50
Score3/3
Weight24.06%
1M Return10.42%
Revenue-MV
Value0.16
Score3/3
Weight14.51%
1M Return7.25%
Value0.16
Score3/3
Weight14.51%
1M Return7.25%
Gross profit margin (%)
Value36.70
Score3/3
Weight6.30%
1M Return3.43%
Value36.70
Score3/3
Weight6.30%
1M Return3.43%
Total profit (YoY growth rate %)
Value100.38
Score0/3
Weight3.39%
1M Return2.05%
Value100.38
Score0/3
Weight3.39%
1M Return2.05%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight6.30%
1M Return3.43%
Value100.00
Score3/3
Weight6.30%
1M Return3.43%
Cash-MV
Value0.14
Score1/3
Weight9.22%
1M Return4.21%
Value0.14
Score1/3
Weight9.22%
1M Return4.21%
Net assets per share (growth rate compared to beginning of year %)
Value4.37
Score0/3
Weight3.52%
1M Return2.09%
Value4.37
Score0/3
Weight3.52%
1M Return2.09%
Revenue-MV
Value0.16
Score3/3
Weight14.51%
1M Return7.25%
Value0.16
Score3/3
Weight14.51%
1M Return7.25%
Net profit attributable to parent company shareholders / Net profit (%)
Value86.01
Score2/3
Weight8.89%
1M Return4.63%
Value86.01
Score2/3
Weight8.89%
1M Return4.63%
Gross profit margin (%)
Value36.70
Score3/3
Weight6.30%
1M Return3.43%
Value36.70
Score3/3
Weight6.30%
1M Return3.43%
Profit-MV
Value-0.04
Score2/3
Weight10.19%
1M Return5.27%
Value-0.04
Score2/3
Weight10.19%
1M Return5.27%
Total profit (YoY growth rate %)
Value100.38
Score0/3
Weight3.39%
1M Return2.05%
Value100.38
Score0/3
Weight3.39%
1M Return2.05%
PB-ROE
Value1.41
Score3/3
Weight13.62%
1M Return6.02%
Value1.41
Score3/3
Weight13.62%
1M Return6.02%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight6.30%
1M Return3.43%
Value100.00
Score3/3
Weight6.30%
1M Return3.43%
Asset-MV
Value-0.50
Score3/3
Weight24.06%
1M Return10.42%
Value-0.50
Score3/3
Weight24.06%
1M Return10.42%
Cash-MV
Value0.14
Score1/3
Weight9.22%
1M Return4.21%
Value0.14
Score1/3
Weight9.22%
1M Return4.21%
Is MNSB undervalued or overvalued?
- MNSB scores 5.12/10 on fundamentals and holds a Fair valuation at present. Backed by its 4.66% ROE, -6.37% net margin, -25.34 P/E ratio, 0.78 P/B ratio, and -175.21% earnings growth, these metrics solidify its Netural investment rating.
