Medallion Financial (MFIN) Fundamental Analysis: Revenue, Earnings & Valuation

5.74 / 10

Netural

Fundamentally, MFIN receives a neutral rating with a 5.7/10 score, indicating balanced quality. Positive drivers include Asset‑MV and Gross profit margin, while most other factors sit in lower quartiles, delivering modest monthly returns. Overall fundamentals are modest but not weak.

Analysis Checks(10/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight6.32%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight6.32%

1M Return3.70%

Profit-MV

Value2.12

Score2/3

Weight13.79%

1M Return6.92%

Net income-Revenue

Value0.24

Score3/3

Weight13.73%

1M Return6.99%

PB-ROE

Value-0.98

Score2/3

Weight12.17%

1M Return6.52%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight6.32%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.32%

1M Return3.70%

Cash-UP

Value-0.92

Score2/3

Weight7.61%

1M Return4.32%

Asset-MV

Value-0.55

Score2/3

Weight14.20%

1M Return6.73%

Cash-MV

Value1.22

Score3/3

Weight13.22%

1M Return6.88%

Is MFIN undervalued or overvalued?

MFIN scores 5.74/10 on fundamentals and holds a Fair valuation at present. Backed by its 9.09% ROE, 21.71% net margin, 4.62 P/E ratio, 0.39 P/B ratio, and 18.87% earnings growth, these metrics solidify its Netural investment rating.