MCHB
Mechanics·NASDAQ
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MCHB fundamentals
Mechanics (MCHB) released its earnings on Jan 30, 2026: revenue was 259.99M (YoY +544.97%), beat estimates; EPS was 0.54 (YoY +108.26%), beat estimates.
Revenue / YoY
259.99M
+544.97%
EPS / YoY
0.54
+108.26%
Report date
Jan 30, 2026
MCHB Earnings Call Summary for Q4,2025
- Record Q4 Performance: $124.3 million net income, 2.2% ROAA, and $0.54 EPS. Dividend resumed at $0.21 per share.
- Strategic Sale Impact: $130 million DUS business sale to Fifth Third, with $55.1 million after-tax gain. Excess capital to be returned via dividend (Q2 2026).
- NIM Expansion: Targeting 3.75%+ by end-2026, driven by deposit cost decline and loan repricing.
- Cost Savings: $82 million annual run-rate savings from HomeStreet integration, with core expenses at $430 million.
- Capital Return: 2026 dividend payout ratio >100%, reverting to 80%+ in 2027. CET1 ratio 14.1%, Tier 1 leverage 8.6%.
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Key Indicators
Mechanics (MCHB) key financial stats and ratios, covering profitability, financial health, and leverage.
Mechanics (MCHB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Mechanics (MCHB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Mechanics (MCHB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Mechanics (MCHB) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Mechanics (MCHB) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What guidance did Mechanics's management provide for the next earnings period?What factors drove the changes in Mechanics's revenue and profit?What is Mechanics's latest dividend and current dividend yield?What were the key takeaways from Mechanics’s earnings call?Did Mechanics beat or miss consensus estimates last quarter?What is the revenue and EPS growth rate for Mechanics year over year?What is the market's earnings forecast for Mechanics next quarter?What were the key takeaways from Mechanics's earnings call?
