MBWM
Mercantile Bank·NASDAQ
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MBWM fundamentals
Mercantile Bank (MBWM) released its earnings on Jan 20, 2026: revenue was 62.10M (YoY +6.15%), missed estimates; EPS was 1.4 (YoY +14.75%), beat estimates.
Revenue / YoY
62.10M
+6.15%
EPS / YoY
1.4
+14.75%
Report date
Jan 20, 2026
MBWM Earnings Call Summary for Q4,2025
- Strong NIM Stability: 3.43% NIM maintained despite 68bp rate decline, driven by effective balance sheet management.
- Loan Growth Pipeline: $297M loan commitments support 5-7% 2026 growth, with 6-7% C&I target.
- Eastern Integration Benefits: Q1 2026 NIM expected +5-10bp from $125K/Q purchase accounting accretion.
- Tax Efficiency: 12% Q4 tax rate vs. 14% full-year, enabled by $3.5M energy tax credits.
- Capital Return Appetite: $6.8M buyback capacity with increased repurchase likelihood in 2026.
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Key Indicators
Mercantile Bank (MBWM) key financial stats and ratios, covering profitability, financial health, and leverage.
Mercantile Bank (MBWM)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Mercantile Bank (MBWM)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Mercantile Bank (MBWM)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Mercantile Bank (MBWM) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Mercantile Bank (MBWM) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What does Mercantile Bank do and what are its main business segments?What factors drove the changes in Mercantile Bank's revenue and profit?What is the revenue and EPS growth rate for Mercantile Bank year over year?What were the key takeaways from Mercantile Bank’s earnings call?What is the market's earnings forecast for Mercantile Bank next quarter?Did Mercantile Bank beat or miss consensus estimates last quarter?What guidance did Mercantile Bank's management provide for the next earnings period?What is Mercantile Bank's latest dividend and current dividend yield?
