Merchants (MBIN) Fundamental Analysis: Revenue, Earnings & Valuation

6.28 / 10

Outperform

Fundamental analysis rates MBIN Outperform with a 6.3/10 score. Strong gross profit margin (48.3%) and healthy liability ratios boost quality, while PB‑ROE is modestly negative. Asset‑MV and Revenue‑MV carry the highest weights, indicating decent valuation relative to peers.

Analysis Checks(10/10)

Revenue-MV

Value-0.12

Score3/3

Weight11.71%

1M Return6.46%

Gross profit margin (%)

Value48.34

Score3/3

Weight5.60%

1M Return3.48%

Current liabilities / Total liabilities (%)

Value47.94

Score3/3

Weight5.60%

1M Return3.48%

Profit-MV

Value1.78

Score2/3

Weight11.08%

1M Return6.04%

Net income-Revenue

Value0.93

Score2/3

Weight10.53%

1M Return6.11%

PB-ROE

Value-0.98

Score3/3

Weight13.41%

1M Return7.42%

Non-current liabilities / Total liabilities (%)

Value54.03

Score3/3

Weight5.61%

1M Return3.48%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight5.61%

1M Return3.48%

Asset-MV

Value-0.55

Score3/3

Weight21.84%

1M Return9.93%

Cash-MV

Value0.03

Score2/3

Weight9.01%

1M Return5.35%

Is MBIN undervalued or overvalued?

MBIN scores 6.28/10 on fundamentals and holds a Discounted valuation at present. Backed by its 7.67% ROE, 32.10% net margin, 11.30 P/E ratio, 0.86 P/B ratio, and -40.19% earnings growth, these metrics solidify its Outperform investment rating.