Symbols

LPRO

Open Lending·NASDAQ

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LPRO fundamentals

LPRO Q4 2025 Earnings

Open Lending (LPRO) released its earnings on Mar 12, 2026: revenue was 19.34M (YoY +133.98%), missed estimates; EPS was 0.01 (YoY +100.83%), missed estimates.

Revenue / YoY

19.34M

+133.98%

EPS / YoY

0.01

+100.83%

Report date

Mar 12, 2026

LPRO Earnings Call Summary for Q4,2025

2026 Growth Outlook: 8% certified loan growth to 100,000-110,000 units, with EBITDA of $25-$29 million, reflecting disciplined underwriting and new product launches.
Credit Quality Improvement: 2025 vintage delinquency rates improved 200 basis points, driven by tighter underwriting and AI-driven models.
Financial Stability: $50 million debt reduction and $20.1 million share buyback program support long-term shareholder value.
AI and Innovation: Machine learning models (e.g., Project Red Rocks) enhance risk management, positioning Open Lending for prime credit market expansion.

Earnings

EPS

Revenue

Revenue & Expenses

LPRO has released its 2025 Q4 earnings report, with revenue of 19.34M, reflecting a YoY change of 133.98%, and net profit of 1.68M, showing a YoY change of 101.16%. The Sankey diagram below clearly presents LPRO's revenue sources and cost distribution.

Key Indicators

Open Lending (LPRO) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Open Lending (LPRO)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Balance Sheet

Open Lending (LPRO)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Cash Flow

Open Lending (LPRO)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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