LPRO
Open Lending·NASDAQ
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LPRO fundamentals
Open Lending (LPRO) released its earnings on Nov 6, 2025: revenue was 24.17M (YoY +2.96%), beat estimates; EPS was -0.06 (YoY -700.00%), missed estimates.
Revenue / YoY
24.17M
+2.96%
EPS / YoY
-0.06
-700.00%
Report date
Nov 6, 2025
LPRO Earnings Call Summary for Q3,2025
- New Revenue Stream: ApexOne Auto launched with 2 customers, targeting $30-40 million annual revenue if adopted by half of credit unions.
- Strengthened Core Business: 3 straight quarters of positive EBITDA ($5.6 million Q3) and 8% YoY increase in program fee unit economics.
- Cost Efficiency: $2.5 million annual savings from Allied agreement, starting 2027, offsetting $11 million one-time payment.
- Resilient Book: 6% of originations in high-risk segments vs. 24% a year ago, positioning for mid-60s loss ratio in newer vintages.
- 2026 Growth Outlook: Refinance recovery, OEM expansion, and new CRO to drive top-line growth despite Q4 2025 volume decline.
EPS
Revenue
Revenue & Expenses
LPRO has released its 2025 Q3 earnings report, with revenue of 24.17M, reflecting a YoY change of 2.95%, and net profit of -7.57M, showing a YoY change of -626.72%. The Sankey diagram below clearly presents LPRO's revenue sources and cost distribution.
Key Indicators
Open Lending (LPRO) key financial stats and ratios, covering profitability, financial health, and leverage.
Open Lending (LPRO)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Breakdown
Open Lending (LPRO)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Open Lending (LPRO)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Open Lending (LPRO) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Open Lending (LPRO) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
What is the market's earnings forecast for Open Lending next quarter?What were the key takeaways from Open Lending's earnings call?What is Open Lending's latest dividend and current dividend yield?What is the revenue and EPS growth rate for Open Lending year over year?What were the key takeaways from Open Lending’s earnings call?What is Open Lending's gross profit margin?What factors drove the changes in Open Lending's revenue and profit?Did Open Lending beat or miss consensus estimates last quarter?
