Open Lending (LPRO) Fundamental Analysis: Revenue, Earnings & Valuation

6.17 / 10

Outperform

Fundamental rating is Outperform with a 6.2/10 score. Strengths include Asset‑MV, inventory turnover, current and quick ratios, and solid gross profit margin. Diluted EPS growth receives a low quality score, but overall metrics suggest a positive earnings outlook.

Analysis Checks(9/10)

Inventory turnover ratio

Value103.94

Score2/3

Weight5.22%

1M Return1.58%

Gross profit margin (%)

Value76.88

Score3/3

Weight13.15%

1M Return3.89%

Quick ratio

Value2.28

Score2/3

Weight5.21%

1M Return1.58%

Rate of return on total assets (%)

Value-1.89

Score3/3

Weight23.49%

1M Return6.03%

Fixed assets turnover ratio

Value22.94

Score2/3

Weight4.24%

1M Return1.28%

Annualized return on total assets (%)

Value-1.89

Score3/3

Weight23.49%

1M Return6.03%

Diluted earnings per share (YoY growth rate %)

Value96.46

Score0/3

Weight2.99%

1M Return0.93%

Asset-MV

Value-0.55

Score2/3

Weight10.22%

1M Return2.96%

Current assets / Total assets (%)

Value94.09

Score2/3

Weight5.87%

1M Return2.21%

Current ratio

Value4.52

Score3/3

Weight6.10%

1M Return1.91%

Is LPRO fundamentally strong?

LPRO scores 6.17/10 on fundamentals and holds a Discounted valuation at present. Backed by its -5.54% ROE, -4.54% net margin, -34.73 P/E ratio, 1.96 P/B ratio, and 96.46% earnings growth, these metrics solidify its Outperform investment rating.