LPRO
Open Lending·NASDAQ
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4.46 / 10
Netural
LPRO's fundamental score of 4.5/10 reflects a mixed health picture: asset-to-market and fixed-asset turnover ratios are positive, yet net-income-to-revenue and earnings-per-share metrics are negative. This duality supports a guarded stance, indicating potential operational inefficiencies despite solid asset utilization.
Analysis Checks(6/10)
Revenue-MV
Value-0.58
Score1/3
Weight3.00%
1M Return0.66%
Value-0.58
Score1/3
Weight3.00%
1M Return0.66%
Net income-Revenue
Value-0.17
Score1/3
Weight4.21%
1M Return0.82%
Value-0.17
Score1/3
Weight4.21%
1M Return0.82%
Rate of return on total assets (%)
Value-1.91
Score3/3
Weight24.29%
1M Return4.42%
Value-1.91
Score3/3
Weight24.29%
1M Return4.42%
Annualized return on total assets (%)
Value-2.55
Score3/3
Weight24.29%
1M Return4.42%
Value-2.55
Score3/3
Weight24.29%
1M Return4.42%
Asset-MV
Value-0.50
Score2/3
Weight13.98%
1M Return2.74%
Value-0.50
Score2/3
Weight13.98%
1M Return2.74%
Current liabilities / Total liabilities (%)
Value22.70
Score2/3
Weight8.32%
1M Return1.79%
Value22.70
Score2/3
Weight8.32%
1M Return1.79%
Basic earnings per share (YoY growth rate %)
Value-162.50
Score0/3
Weight2.78%
1M Return0.58%
Value-162.50
Score0/3
Weight2.78%
1M Return0.58%
Fixed assets turnover ratio
Value118.48
Score2/3
Weight6.08%
1M Return1.25%
Value118.48
Score2/3
Weight6.08%
1M Return1.25%
Diluted earnings per share (YoY growth rate %)
Value-162.50
Score0/3
Weight4.32%
1M Return0.91%
Value-162.50
Score0/3
Weight4.32%
1M Return0.91%
Current assets / Total assets (%)
Value94.76
Score2/3
Weight8.74%
1M Return2.54%
Value94.76
Score2/3
Weight8.74%
1M Return2.54%
Revenue-MV
Value-0.58
Score1/3
Weight3.00%
1M Return0.66%
Value-0.58
Score1/3
Weight3.00%
1M Return0.66%
Current liabilities / Total liabilities (%)
Value22.70
Score2/3
Weight8.32%
1M Return1.79%
Value22.70
Score2/3
Weight8.32%
1M Return1.79%
Net income-Revenue
Value-0.17
Score1/3
Weight4.21%
1M Return0.82%
Value-0.17
Score1/3
Weight4.21%
1M Return0.82%
Basic earnings per share (YoY growth rate %)
Value-162.50
Score0/3
Weight2.78%
1M Return0.58%
Value-162.50
Score0/3
Weight2.78%
1M Return0.58%
Rate of return on total assets (%)
Value-1.91
Score3/3
Weight24.29%
1M Return4.42%
Value-1.91
Score3/3
Weight24.29%
1M Return4.42%
Fixed assets turnover ratio
Value118.48
Score2/3
Weight6.08%
1M Return1.25%
Value118.48
Score2/3
Weight6.08%
1M Return1.25%
Annualized return on total assets (%)
Value-2.55
Score3/3
Weight24.29%
1M Return4.42%
Value-2.55
Score3/3
Weight24.29%
1M Return4.42%
Diluted earnings per share (YoY growth rate %)
Value-162.50
Score0/3
Weight4.32%
1M Return0.91%
Value-162.50
Score0/3
Weight4.32%
1M Return0.91%
Asset-MV
Value-0.50
Score2/3
Weight13.98%
1M Return2.74%
Value-0.50
Score2/3
Weight13.98%
1M Return2.74%
Current assets / Total assets (%)
Value94.76
Score2/3
Weight8.74%
1M Return2.54%
Value94.76
Score2/3
Weight8.74%
1M Return2.54%
Is LPRO fundamentally strong?
- LPRO scores 4.46/10 on fundamentals and holds a Fair valuation at present. Backed by its -7.84% ROE, -887.15% net margin, -1.41 P/E ratio, 2.74 P/B ratio, and -3250.00% earnings growth, these metrics solidify its Netural investment rating.
