LMFA
Lm Funding America·NASDAQ
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8.13 / 10
Outperform
Fundamental assessment is highly favorable with a score of 8.1/10. Key bullish factors include Net cash flow from operating activities (YoY growth rate %) and Income tax / Total profit (%), while Asset-MV and Revenue-MV show weaknesses. The stock's asset and revenue multiples are below peers, but cash flow metrics are improving, supporting the positive rating. However, a negative net profit margin (-140%) and low days sales outstanding indicate operational inefficiencies that warrant monitoring.
Analysis Checks(6/10)
Revenue-MV
Value0.23
Score0/3
Weight-2.00%
1M Return-3.44%
Value0.23
Score0/3
Weight-2.00%
1M Return-3.44%
Profit-MV
Value0.46
Score3/3
Weight51.07%
1M Return74.59%
Value0.46
Score3/3
Weight51.07%
1M Return74.59%
PB-ROE
Value-0.95
Score0/3
Weight-0.18%
1M Return-0.26%
Value-0.95
Score0/3
Weight-0.18%
1M Return-0.26%
Net profit margin (%)
Value-140.03
Score3/3
Weight11.34%
1M Return18.84%
Value-140.03
Score3/3
Weight11.34%
1M Return18.84%
Asset-MV
Value-0.50
Score0/3
Weight1.50%
1M Return2.09%
Value-0.50
Score0/3
Weight1.50%
1M Return2.09%
Days sales outstanding
Value1.03
Score1/3
Weight-1.09%
1M Return-1.85%
Value1.03
Score1/3
Weight-1.09%
1M Return-1.85%
Net income-Revenue
Value-0.17
Score3/3
Weight13.39%
1M Return22.66%
Value-0.17
Score3/3
Weight13.39%
1M Return22.66%
Net cash flow from operating activities (YoY growth rate %)
Value-0.91
Score3/3
Weight7.19%
1M Return9.56%
Value-0.91
Score3/3
Weight7.19%
1M Return9.56%
Income tax / Total profit (%)
Value0.00
Score3/3
Weight8.29%
1M Return10.45%
Value0.00
Score3/3
Weight8.29%
1M Return10.45%
Cash-MV
Value-0.07
Score3/3
Weight10.48%
1M Return18.75%
Value-0.07
Score3/3
Weight10.48%
1M Return18.75%
Revenue-MV
Value0.23
Score0/3
Weight-2.00%
1M Return-3.44%
Value0.23
Score0/3
Weight-2.00%
1M Return-3.44%
Days sales outstanding
Value1.03
Score1/3
Weight-1.09%
1M Return-1.85%
Value1.03
Score1/3
Weight-1.09%
1M Return-1.85%
Profit-MV
Value0.46
Score3/3
Weight51.07%
1M Return74.59%
Value0.46
Score3/3
Weight51.07%
1M Return74.59%
Net income-Revenue
Value-0.17
Score3/3
Weight13.39%
1M Return22.66%
Value-0.17
Score3/3
Weight13.39%
1M Return22.66%
PB-ROE
Value-0.95
Score0/3
Weight-0.18%
1M Return-0.26%
Value-0.95
Score0/3
Weight-0.18%
1M Return-0.26%
Net cash flow from operating activities (YoY growth rate %)
Value-0.91
Score3/3
Weight7.19%
1M Return9.56%
Value-0.91
Score3/3
Weight7.19%
1M Return9.56%
Net profit margin (%)
Value-140.03
Score3/3
Weight11.34%
1M Return18.84%
Value-140.03
Score3/3
Weight11.34%
1M Return18.84%
Income tax / Total profit (%)
Value0.00
Score3/3
Weight8.29%
1M Return10.45%
Value0.00
Score3/3
Weight8.29%
1M Return10.45%
Asset-MV
Value-0.50
Score0/3
Weight1.50%
1M Return2.09%
Value-0.50
Score0/3
Weight1.50%
1M Return2.09%
Cash-MV
Value-0.07
Score3/3
Weight10.48%
1M Return18.75%
Value-0.07
Score3/3
Weight10.48%
1M Return18.75%
Is LMFA undervalued or overvalued?
- LMFA scores 8.13/10 on fundamentals and holds a Discounted valuation at present. Backed by its -22.39% ROE, -100.53% net margin, -0.38 P/E ratio, 0.11 P/B ratio, and 39.63% earnings growth, these metrics solidify its Outperform investment rating.
