LKFN
Lakeland Financial·NASDAQ
--
--(--)
--
--(--)
2.22 / 10
Underperform
LKFN's fundamental score is 2.2/10, indicating poor financial condition. Key positives include a Gross profit margin of 36.7% and a Total profit / EBIT ratio of 100%, but significant concerns arise from Net assets per share growth of 9.2% and a Net profit attributable to parent company shareholders / Net profit ratio of 100%. These metrics collectively point to a prudent investment stance due to weak balance-sheet resilience and margin compression risks.
Analysis Checks(4/10)
Net assets per share (growth rate compared to beginning of year %)
Value9.22
Score1/3
Weight7.78%
1M Return3.39%
Value9.22
Score1/3
Weight7.78%
1M Return3.39%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.83%
1M Return3.05%
Value100.00
Score1/3
Weight6.83%
1M Return3.05%
Profit-MV
Value1.13
Score2/3
Weight12.61%
1M Return5.27%
Value1.13
Score2/3
Weight12.61%
1M Return5.27%
PB-ROE
Value1.41
Score1/3
Weight11.33%
1M Return4.93%
Value1.41
Score1/3
Weight11.33%
1M Return4.93%
Asset-MV
Value-0.50
Score0/3
Weight10.52%
1M Return4.22%
Value-0.50
Score0/3
Weight10.52%
1M Return4.22%
Revenue-MV
Value0.16
Score1/3
Weight12.82%
1M Return4.65%
Value0.16
Score1/3
Weight12.82%
1M Return4.65%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.79%
1M Return3.43%
Value36.70
Score3/3
Weight7.79%
1M Return3.43%
Total profit (YoY growth rate %)
Value8.21
Score0/3
Weight4.20%
1M Return2.05%
Value8.21
Score0/3
Weight4.20%
1M Return2.05%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.79%
1M Return3.43%
Value100.00
Score3/3
Weight7.79%
1M Return3.43%
Cash-MV
Value0.14
Score3/3
Weight18.32%
1M Return7.61%
Value0.14
Score3/3
Weight18.32%
1M Return7.61%
Net assets per share (growth rate compared to beginning of year %)
Value9.22
Score1/3
Weight7.78%
1M Return3.39%
Value9.22
Score1/3
Weight7.78%
1M Return3.39%
Revenue-MV
Value0.16
Score1/3
Weight12.82%
1M Return4.65%
Value0.16
Score1/3
Weight12.82%
1M Return4.65%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.83%
1M Return3.05%
Value100.00
Score1/3
Weight6.83%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.79%
1M Return3.43%
Value36.70
Score3/3
Weight7.79%
1M Return3.43%
Profit-MV
Value1.13
Score2/3
Weight12.61%
1M Return5.27%
Value1.13
Score2/3
Weight12.61%
1M Return5.27%
Total profit (YoY growth rate %)
Value8.21
Score0/3
Weight4.20%
1M Return2.05%
Value8.21
Score0/3
Weight4.20%
1M Return2.05%
PB-ROE
Value1.41
Score1/3
Weight11.33%
1M Return4.93%
Value1.41
Score1/3
Weight11.33%
1M Return4.93%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.79%
1M Return3.43%
Value100.00
Score3/3
Weight7.79%
1M Return3.43%
Asset-MV
Value-0.50
Score0/3
Weight10.52%
1M Return4.22%
Value-0.50
Score0/3
Weight10.52%
1M Return4.22%
Cash-MV
Value0.14
Score3/3
Weight18.32%
1M Return7.61%
Value0.14
Score3/3
Weight18.32%
1M Return7.61%
Is LKFN undervalued or overvalued?
- LKFN scores 2.22/10 on fundamentals and holds a Premium valuation at present. Backed by its 10.26% ROE, 37.16% net margin, 16.17 P/E ratio, 2.11 P/B ratio, and -1.55% earnings growth, these metrics solidify its Underperform investment rating.
