LCNB (LCNB) Fundamental Analysis: Revenue, Earnings & Valuation

4.36 / 10

Netural

Fundamentally, LCNB scores 4.4/10. Gross profit margin (41.8%) and solid liability ratios are strengths, but low asset‑to‑market and cash‑to‑market values limit upside, leading to a selective investment view.

Analysis Checks(6/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight7.14%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight7.14%

1M Return3.70%

Profit-MV

Value1.28

Score1/3

Weight8.45%

1M Return3.90%

Net income-Revenue

Value0.25

Score3/3

Weight15.51%

1M Return6.99%

PB-ROE

Value-0.96

Score3/3

Weight16.89%

1M Return7.21%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight7.14%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.14%

1M Return3.70%

Cash-UP

Value-0.46

Score1/3

Weight6.94%

1M Return3.24%

Asset-MV

Value-0.55

Score1/3

Weight14.45%

1M Return6.12%

Cash-MV

Value0.27

Score1/3

Weight9.21%

1M Return4.31%

Is LCNB undervalued or overvalued?

LCNB scores 4.36/10 on fundamentals and holds a Fair valuation at present. Backed by its 8.73% ROE, 25.13% net margin, 9.59 P/E ratio, 0.81 P/B ratio, and 68.04% earnings growth, these metrics solidify its Netural investment rating.