KINS
Kingstone Companies·NASDAQ
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KINS fundamentals
Kingstone Companies (KINS) released its earnings on Mar 5, 2026: revenue was 82.75M (YoY +14.09%), missed estimates; EPS was 1.08 (YoY +134.78%), beat estimates.
Revenue / YoY
82.75M
+14.09%
EPS / YoY
1.08
+134.78%
Report date
Mar 5, 2026
KINS Earnings Call Summary for Q4,2025
- Record Financial Performance: Q4 2025 net income $14.8M, full-year net income doubled to $40.8M. Direct premiums grew 15% to $277.8M.
- California Expansion: E&S entry in Q2 2026 with 30% quota share, targeting low/moderate wildfire risk homes. Initial premium <5% of 2026 total.
- 2026 Guidance: Direct premiums +16-20%, underlying combined ratio 74-76%, catastrophe loss 7-10 points (vs. 1.2 in 2025).
- Expense Efficiency: 30% expense ratio in 2025 (from 41% in 2021), targeting 29-30% long-term.
- Catastrophe Management: 7-10 point guidance reflects Q1 2026 winter storms, with reinsurance limiting per-event loss to $5M pretax.
Earnings
EPS
Revenue
Revenue & Expenses
Key Indicators
Kingstone Companies (KINS) key financial stats and ratios, covering profitability, financial health, and leverage.
Income Statement
Kingstone Companies (KINS)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Balance Sheet
Kingstone Companies (KINS)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Cash Flow
Kingstone Companies (KINS)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Revenue Breakdown
Where does Kingstone Companies (KINS) generate its revenue? Explore its key revenue streams and top earning regions.
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Dividend
Track Kingstone Companies (KINS) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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