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KINS

Kingstone Companies·NASDAQ
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KINS fundamentals

Kingstone Companies (KINS) released its earnings on Nov 6, 2025: revenue was 55.65M (YoY -16.47%), beat estimates; EPS was 0.77 (YoY +54.00%), beat estimates.
Revenue / YoY
55.65M
-16.47%
EPS / YoY
0.77
+54.00%
Report date
Nov 6, 2025
KINS Earnings Call Summary for Q3,2025
  • Revenue Growth: Direct written premium +14%, net investment income +52%, driven by Select product adoption (54% of policies) and disciplined underwriting.
  • Profitability Expansion: Raised 2025 EPS guidance to $2.30-$2.60, ROE to 35-39%, with expense ratio improving 1.1pts to 30.8%.
  • Strategic Moves: Developing E&S product for new states, on track to write $25-35M from GUARD renewal, and maintaining 80%+ retention despite rate normalization.
  • Risk Management: Catastrophe losses minimal in 2025, but 2026 guidance assumes normalized weather patterns.
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Key Indicators

Kingstone Companies (KINS) key financial stats and ratios, covering profitability, financial health, and leverage.
Kingstone Companies (KINS)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Kingstone Companies (KINS)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Kingstone Companies (KINS)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Kingstone Companies (KINS) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Kingstone Companies (KINS) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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