JCAP
Jefferson Capital·NASDAQ
--
--(--)
Market Open: --
--
--(--)
Pre-Market: --
JCAP fundamentals
Jefferson Capital (JCAP) released its earnings on Nov 13, 2025: revenue was 139.67M (YoY +26.28%), missed estimates; EPS was 0.74 (YoY 0.00%), beat estimates.
Revenue / YoY
139.67M
+26.28%
EPS / YoY
0.74
0.00%
Report date
Nov 13, 2025
JCAP Earnings Call Summary for Q3,2025
- Record Q3 Growth: Revenue up 36% YoY to $151M, driven by $151M deployments and Conn's portfolio contributions.
- Operational Excellence: 72.2% cash efficiency ratio, 1.59x net debt/EBITDA, and $206M adjusted EBITDA.
- Strategic Acquisitions: Completed Conn's purchase, expect Bluestem close in Q4, targeting short-duration assets.
- Cost Management: Operating expenses up 59% YoY, but 60bps interest savings from credit facility amendment.
- Growth Drivers: Insolvency market expansion, legal channel acceleration, and disciplined portfolio selection.
EPS
Revenue
Revenue & Expenses
JCAP has released its 2025 Q3 earnings report, with revenue of 150.84M, reflecting a YoY change of 36.38%, and net profit of 38.36M, showing a YoY change of 4.02%. The Sankey diagram below clearly presents JCAP's revenue sources and cost distribution.
Key Indicators
Jefferson Capital (JCAP) key financial stats and ratios, covering profitability, financial health, and leverage.
Jefferson Capital (JCAP)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
Trend
Breakdown
Jefferson Capital (JCAP)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
Trend
Breakdown
Jefferson Capital (JCAP)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
Trend
Breakdown
Where does Jefferson Capital (JCAP) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
Data source:
By Region
Data source:
Track Jefferson Capital (JCAP) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
Payout Ratio
Dividend Yield
You can ask Aime
What were the key takeaways from Jefferson Capital's earnings call?What is Jefferson Capital's latest dividend and current dividend yield?What factors drove the changes in Jefferson Capital's revenue and profit?What guidance did Jefferson Capital's management provide for the next earnings period?What is Jefferson Capital's gross profit margin?What is the market's earnings forecast for Jefferson Capital next quarter?Did Jefferson Capital beat or miss consensus estimates last quarter?What were the key takeaways from Jefferson Capital’s earnings call?
