IF Bancorp (IROQ) Fundamental Analysis: Revenue, Earnings & Valuation

3.50 / 10

Netural

Fundamental rating is Neutral with a 3.5/10 score. Strengths include a 48% gross profit margin and low current liabilities ratio. Weaknesses are cash‑to‑market (Cash‑MV) and asset‑to‑market (Asset‑MV) scores at zero, dragging overall quality.

Analysis Checks(8/10)

Net profit attributable to parent company shareholders / Net profit (%)

Value100.00

Score2/3

Weight8.74%

1M Return3.26%

Gross profit margin (%)

Value47.98

Score3/3

Weight9.19%

1M Return3.43%

Current liabilities / Total liabilities (%)

Value46.99

Score3/3

Weight9.19%

1M Return3.43%

PB-ROE

Value-0.95

Score2/3

Weight14.45%

1M Return4.88%

Non-current liabilities / Total liabilities (%)

Value54.84

Score3/3

Weight9.19%

1M Return3.43%

Shareholders’ equity attributable to parent company (growth rate compared to beginning of year %)

Value10.72

Score3/3

Weight12.12%

1M Return4.35%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight9.19%

1M Return3.43%

Cash-UP

Value-0.09

Score2/3

Weight8.28%

1M Return3.08%

Asset-MV

Value-0.55

Score0/3

Weight9.83%

1M Return3.51%

Cash-MV

Value-0.42

Score0/3

Weight9.83%

1M Return3.76%

Is IROQ undervalued or overvalued?

IROQ scores 3.50/10 on fundamentals and holds a Fair valuation at present. Backed by its 3.22% ROE, 18.53% net margin, 0.00 P/E ratio, 0.00 P/B ratio, and 74.47% earnings growth, these metrics solidify its Netural investment rating.

IROQ(Delisted)

Analysis Checks(8/10)