INDB
Independent Bank·NASDAQ
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INDB fundamentals
Independent Bank (INDB) released its earnings on Oct 16, 2025: revenue was 243.74M (YoY +39.08%), missed estimates; EPS was 1.55 (YoY +53.47%), beat estimates.
Revenue / YoY
243.74M
+39.08%
EPS / YoY
1.55
+53.47%
Report date
Oct 16, 2025
INDB Earnings Call Summary for Q3,2025
- Enterprise Synergies: 27% YoY growth in Enterprise C&I originations; 90% employee retention
- Profitability Boost: Adjusted EPS of $1.55; 13.2% ROE
- Balance Sheet Strength: 13% C&I loan growth; 5% deposit growth
- Credit Resilience: Net charge-offs at 4bps; NPA ratio 0.35%
- Strategic Tech Upgrade: Core system migration to FIS in May 2026
- CRE Risk Mitigation: Concentration reduced to 295% (vs. 300% target)
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Key Indicators
Independent Bank (INDB) key financial stats and ratios, covering profitability, financial health, and leverage.
Independent Bank (INDB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Independent Bank (INDB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Independent Bank (INDB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Independent Bank (INDB) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Independent Bank (INDB) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
Did Independent Bank beat or miss consensus estimates last quarter?What is the revenue and EPS growth rate for Independent Bank year over year?What were the key takeaways from Independent Bank’s earnings call?What is the market's earnings forecast for Independent Bank next quarter?What guidance did Independent Bank's management provide for the next earnings period?What is Independent Bank's gross profit margin?What is Independent Bank's latest dividend and current dividend yield?What were the key takeaways from Independent Bank's earnings call?
