INDB
Independent Bank·NASDAQ
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INDB fundamentals
Independent Bank (INDB) released its earnings on Jan 22, 2026: revenue was 253.93M (YoY +43.58%), beat estimates; EPS was 1.7 (YoY +40.50%), beat estimates.
Revenue / YoY
253.93M
+43.58%
EPS / YoY
1.7
+40.50%
Report date
Jan 22, 2026
INDB Earnings Call Summary for Q4,2025
- Revenue Growth: 2025 operating EPS up 60%, ROA +40 bps, ROTCE +529 bps.
- Integration Success: 100% client retention, 60% branches with stable deposits post Enterprise acquisition.
- NIM Expansion: 3.77% in Q4, targeting 3.85-3.90% by Q4 2026.
- Expense Control: $550-555M operating expenses, $164M capital returned in 2025.
- Credit Stability: NCOs $5.3M, stable asset quality with manageable NPA.
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Key Indicators
Independent Bank (INDB) key financial stats and ratios, covering profitability, financial health, and leverage.
Independent Bank (INDB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Independent Bank (INDB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Independent Bank (INDB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Independent Bank (INDB) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Independent Bank (INDB) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What guidance did Independent Bank's management provide for the next earnings period?What were the key takeaways from Independent Bank’s earnings call?What does Independent Bank do and what are its main business segments?What is Independent Bank's latest dividend and current dividend yield?What factors drove the changes in Independent Bank's revenue and profit?What is Independent Bank's gross profit margin?What is the market's earnings forecast for Independent Bank next quarter?Did Independent Bank beat or miss consensus estimates last quarter?
