INDB
Independent Bank·NASDAQ
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1.61 / 10
Underperform
INDB's fundamental score is 1.6/10, indicating significant challenges. Key weaknesses include a -9.14% YoY profit growth and low Net profit/EBIT ratio placement. However, a strong 36.7% gross profit margin and 100% Total profit/EBIT ratio provide some offset. The stock is rated Underperform, reflecting its constrained financial health.
Analysis Checks(3/10)
Net assets per share (growth rate compared to beginning of year %)
Value1.16
Score0/3
Weight4.99%
1M Return2.09%
Value1.16
Score0/3
Weight4.99%
1M Return2.09%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight7.82%
1M Return3.05%
Value100.00
Score1/3
Weight7.82%
1M Return3.05%
Profit-MV
Value0.14
Score2/3
Weight14.45%
1M Return5.27%
Value0.14
Score2/3
Weight14.45%
1M Return5.27%
PB-ROE
Value1.41
Score0/3
Weight9.99%
1M Return3.61%
Value1.41
Score0/3
Weight9.99%
1M Return3.61%
Asset-MV
Value-0.50
Score1/3
Weight18.56%
1M Return5.76%
Value-0.50
Score1/3
Weight18.56%
1M Return5.76%
Revenue-MV
Value0.16
Score0/3
Weight8.45%
1M Return3.16%
Value0.16
Score0/3
Weight8.45%
1M Return3.16%
Gross profit margin (%)
Value36.70
Score3/3
Weight8.93%
1M Return3.43%
Value36.70
Score3/3
Weight8.93%
1M Return3.43%
Total profit (YoY growth rate %)
Value-9.14
Score0/3
Weight4.81%
1M Return2.05%
Value-9.14
Score0/3
Weight4.81%
1M Return2.05%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight8.93%
1M Return3.43%
Value100.00
Score3/3
Weight8.93%
1M Return3.43%
Cash-MV
Value0.14
Score1/3
Weight13.07%
1M Return4.21%
Value0.14
Score1/3
Weight13.07%
1M Return4.21%
Net assets per share (growth rate compared to beginning of year %)
Value1.16
Score0/3
Weight4.99%
1M Return2.09%
Value1.16
Score0/3
Weight4.99%
1M Return2.09%
Revenue-MV
Value0.16
Score0/3
Weight8.45%
1M Return3.16%
Value0.16
Score0/3
Weight8.45%
1M Return3.16%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight7.82%
1M Return3.05%
Value100.00
Score1/3
Weight7.82%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight8.93%
1M Return3.43%
Value36.70
Score3/3
Weight8.93%
1M Return3.43%
Profit-MV
Value0.14
Score2/3
Weight14.45%
1M Return5.27%
Value0.14
Score2/3
Weight14.45%
1M Return5.27%
Total profit (YoY growth rate %)
Value-9.14
Score0/3
Weight4.81%
1M Return2.05%
Value-9.14
Score0/3
Weight4.81%
1M Return2.05%
PB-ROE
Value1.41
Score0/3
Weight9.99%
1M Return3.61%
Value1.41
Score0/3
Weight9.99%
1M Return3.61%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight8.93%
1M Return3.43%
Value100.00
Score3/3
Weight8.93%
1M Return3.43%
Asset-MV
Value-0.50
Score1/3
Weight18.56%
1M Return5.76%
Value-0.50
Score1/3
Weight18.56%
1M Return5.76%
Cash-MV
Value0.14
Score1/3
Weight13.07%
1M Return4.21%
Value0.14
Score1/3
Weight13.07%
1M Return4.21%
Is INDB undervalued or overvalued?
- INDB scores 1.61/10 on fundamentals and holds a Premium valuation at present. Backed by its 3.97% ROE, 23.04% net margin, 22.47 P/E ratio, 1.19 P/B ratio, and -11.74% earnings growth, these metrics solidify its Underperform investment rating.
