INBK
First Internet·NASDAQ
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INBK fundamentals
First Internet (INBK) released its earnings on Oct 22, 2025: revenue was 43.50M (YoY +28.74%), beat estimates; EPS was -1.43 (YoY -278.75%), missed estimates.
Revenue / YoY
43.50M
+28.74%
EPS / YoY
-1.43
-278.75%
Report date
Oct 22, 2025
INBK Earnings Call Summary for Q3,2025
- Revenue Growth: Adjusted total revenues up 30% QoQ to $43.5 million, driven by SBA loan sales and cost reductions.
- Strategic Actions: Sold $837 million STL loans to improve margin and capital; moved $700 million fintech deposits off-balance sheet.
- Credit Improvement: Delinquencies down 50% QoQ to 35bps, with franchise finance delinquencies reduced 80%.
- 2026 Outlook: FTE net interest income $150 million, noninterest income $41.5-44.5 million, 2.70-2.80% net interest margin.
- Share Buybacks: Authorized $25 million repurchase; may act if stock remains in low teens.
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Key Indicators
First Internet (INBK) key financial stats and ratios, covering profitability, financial health, and leverage.
First Internet (INBK)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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First Internet (INBK)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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First Internet (INBK)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does First Internet (INBK) generate its revenue? Explore its key revenue streams and top earning regions.
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Track First Internet (INBK) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
Did First Internet beat or miss consensus estimates last quarter?What is First Internet's latest dividend and current dividend yield?What is the revenue and EPS growth rate for First Internet year over year?What guidance did First Internet's management provide for the next earnings period?What is the market's earnings forecast for First Internet next quarter?What were the key takeaways from First Internet's earnings call?What is First Internet's gross profit margin?What were the key takeaways from First Internet’s earnings call?
