First Internet (INBK) Fundamental Analysis: Revenue, Earnings & Valuation

5.08 / 10

Netural

Fundamentally, INBK scores about 5.1/10, reflecting a balanced profile. Gross profit margin is healthy at 41.8% and liability ratios are reasonable, yet profit‑to‑market and net‑income‑to‑revenue metrics lag, limiting upside.

Analysis Checks(8/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight6.39%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight6.39%

1M Return3.70%

Profit-MV

Value0.66

Score0/3

Weight6.91%

1M Return4.03%

Net income-Revenue

Value-0.30

Score0/3

Weight6.94%

1M Return3.99%

PB-ROE

Value-1.03

Score2/3

Weight12.31%

1M Return6.52%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight6.39%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.39%

1M Return3.70%

Cash-UP

Value-0.73

Score2/3

Weight7.70%

1M Return4.32%

Asset-MV

Value-0.55

Score3/3

Weight27.19%

1M Return11.46%

Cash-MV

Value1.10

Score3/3

Weight13.38%

1M Return6.88%

Is INBK fundamentally strong?

INBK scores 5.08/10 on fundamentals and holds a Fair valuation at present. Backed by its -9.46% ROE, -30.19% net margin, -5.20 P/E ratio, 0.51 P/B ratio, and -238.49% earnings growth, these metrics solidify its Netural investment rating.