HQY
Healthequity·NASDAQ
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HQY fundamentals
Healthequity (HQY) released its earnings on Dec 3, 2025: revenue was 322.20M (YoY +7.26%), beat estimates; EPS was 1.01 (YoY +29.49%), beat estimates.
Revenue / YoY
322.20M
+7.26%
EPS / YoY
1.01
+29.49%
Report date
Dec 3, 2025
HQY Earnings Call Summary for Q3,2026
- Revenue & Profit Surge: 7% revenue growth, 806% net income increase, and 44% adjusted EBITDA margin highlight operational excellence.
- HSA Expansion: Direct enrollment platform for Bronze plan participants with $25 match targets 2M-3M new accounts, supported by 15% HSA asset growth to $34B.
- AI & Security Leap: Fraud costs at 0.03% of assets, AI-driven claims processing cuts service costs by $10M YoY, and passkey tech boosts app downloads (400K+ in October).
- ** Legislative Tailwind**: Bipartisan support for HSA use in premiums and employer cost savings (thousands per employee) drive adoption across 10M+ HSAs.
EPS
Revenue
Revenue & Expenses
HQY has released its 2026 Q3 earnings report, with revenue of 322.16M, reflecting a YoY change of 7.23%, and net profit of 51.69M, showing a YoY change of 806.40%. The Sankey diagram below clearly presents HQY's revenue sources and cost distribution.
Key Indicators
Healthequity (HQY) key financial stats and ratios, covering profitability, financial health, and leverage.
Healthequity (HQY)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Breakdown
Healthequity (HQY)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Healthequity (HQY)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Healthequity (HQY) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Healthequity (HQY) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
What is Healthequity's latest dividend and current dividend yield?What is the market's earnings forecast for Healthequity next quarter?What factors drove the changes in Healthequity's revenue and profit?What is the revenue and EPS growth rate for Healthequity year over year?Did Healthequity beat or miss consensus estimates last quarter?What were the key takeaways from Healthequity's earnings call?What is Healthequity's gross profit margin?What does Healthequity do and what are its main business segments?
