Symbols

HQY

Healthequity·NASDAQ

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HQY fundamentals

HQY Q4 2026 Earnings

Healthequity (HQY) released its earnings on Mar 17, 2026: revenue was 334.60M (YoY +7.31%), beat estimates; EPS was 0.95 (YoY +37.68%), beat estimates.

Revenue / YoY

334.60M

+7.31%

EPS / YoY

0.95

+37.68%

Report date

Mar 17, 2026

HQY Earnings Call Summary for Q4,2026

Record Growth: 23% EBITDA growth, 500+ basis points margin expansion, and 17.8 million HSA accounts highlight FY2026 success.
AI-Driven Efficiency: Fraud costs reduced to 0.1 basis points, service automation cutting costs 5% YoY.
Marketplace Expansion: Early adoption of health services marketplace shows 100+ billion market opportunity.
ACA Tailwind: Bronze plan HSA eligibility adds 10%+ market expansion, with early sales momentum.
FY2027 Guidance: $1.41B revenue, 38% EPS growth, and 20% EBITDA expansion reflect confidence in AI, engagement, and ACA growth.

Earnings

EPS

Revenue

Revenue & Expenses

HQY has released its 2026 Q4 earnings report, with revenue of 334.59M, reflecting a YoY change of 7.30%, and net profit of 49.74M, showing a YoY change of 88.66%. The Sankey diagram below clearly presents HQY's revenue sources and cost distribution.

Key Indicators

Healthequity (HQY) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Healthequity (HQY)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Balance Sheet

Healthequity (HQY)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Breakdown

Cash Flow

Healthequity (HQY)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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