Hingham Institution For Savings (HIFS) Fundamental Analysis: Revenue, Earnings & Valuation

1.85 / 10

Underperform

HIFS exhibits weak fundamental strength, rated 1.9 out of 10. Key limitations include low Net profit attributable to parent company shareholders / Net profit ratio and sub-par ROE (diluted). However, the Gross profit margin is a bright spot at 36.7%, and both ROE and Annualized return on equity are above industry averages, providing some cushion. Investors should focus on improving profitability metrics before considering a stronger stance.

Analysis Checks(4/10)

Revenue-MV

Value-1.04

Score1/3

Weight10.68%

1M Return3.72%

Annualized return on equity (%)

Value10.10

Score2/3

Weight8.98%

1M Return3.42%

Net profit attributable to parent company shareholders / Net profit (%)

Value100.00

Score1/3

Weight7.74%

1M Return3.07%

Gross profit margin (%)

Value36.70

Score3/3

Weight8.81%

1M Return3.46%

PB-ROE

Value-0.92

Score0/3

Weight10.28%

1M Return3.62%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight8.78%

1M Return3.44%

ROE (diluted) (%)

Value7.33

Score1/3

Weight9.10%

1M Return3.43%

Asset-MV

Value-0.51

Score1/3

Weight17.17%

1M Return5.62%

ROE (%)

Value7.57

Score2/3

Weight8.98%

1M Return3.42%

Cash-MV

Value-0.62

Score1/3

Weight9.49%

1M Return3.31%

Is HIFS undervalued or overvalued?

HIFS scores 1.85/10 on fundamentals and holds a Premium valuation at present. Backed by its 7.57% ROE, 49.38% net margin, 16.09 P/E ratio, 1.58 P/B ratio, and 94.47% earnings growth, these metrics solidify its Underperform investment rating.