Heritage Financial Corporation is a bank holding company incorporated in Washington State in August 1997. The Company is principally engaged in planning, directing and coordinating the business activities of its wholly-owned subsidiary and single reportable division, Heritage Bank. The company's business mainly includes establishing commercial lending and deposit relationships with SMEs and their owners in the market area, and attracting deposits from the public. The company also provides real estate construction and land development loans as well as consumer loans. 

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