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HFWA

Heritage Financial·NASDAQ
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HFWA fundamentals

Heritage Financial (HFWA) released its earnings on Jan 22, 2026: revenue was 66.35M (YoY +16.30%), beat estimates; EPS was 0.65 (YoY +91.18%), beat estimates.
Revenue / YoY
66.35M
+16.30%
EPS / YoY
0.65
+91.18%
Report date
Jan 22, 2026
HFWA Earnings Call Summary for Q4,2025
  • EPS Growth: Q4 EPS up 18% QoQ/29% YoY, ROA 1.29% (vs. 0.99% prior year).
  • Merger Impact: $1.2B Olympic merger to close in January, targeting 4%+ NIM by end-2026.
  • Loan Dynamics: Q4 loan production $25M (vs. $317M Q3), but 2026 net advances to turn positive.
  • Deposit Efficiency: Deposit costs at 1.83%, Olympic's 1.02% to drive margin expansion.
  • Credit Stability: Nonaccrual loans 0.44%, net charge-offs $1.4M YoY (vs. $2.5M prior year).
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Key Indicators

Heritage Financial (HFWA) key financial stats and ratios, covering profitability, financial health, and leverage.
Heritage Financial (HFWA)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Heritage Financial (HFWA)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Heritage Financial (HFWA)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Heritage Financial (HFWA) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Heritage Financial (HFWA) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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