HBCP
Home Bancorp·NASDAQ
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HBCP fundamentals
Home Bancorp (HBCP) released its earnings on Oct 20, 2025: revenue was 37.84M (YoY +11.06%), beat estimates; EPS was 1.59 (YoY +31.40%), beat estimates.
Revenue / YoY
37.84M
+11.06%
EPS / YoY
1.59
+31.40%
Report date
Oct 20, 2025
HBCP Earnings Call Summary for Q3,2025
- Record Profit Growth: 31% Y/Y net income growth to $12.4 million, driven by 4.10% NIM and 9% annualized deposit growth.
- Resilient NIM: NIM expansion streak continues at 4.10%, with 41% of loans set to reprice over 3 years.
- Moderate Loan Growth: 1-2% 2025 loan growth expected, but 91% loan-to-deposit ratio positions for 2026 recovery.
- Credit Stability: Nonperforming loans at 88 bps of assets with minimal charge-off risk, supported by 1.21% allowance coverage.
- Capital Strength: 9.5% annualized tangible book value growth since 2019, with 17% share buybacks and 36% dividend increases.
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Key Indicators
Home Bancorp (HBCP) key financial stats and ratios, covering profitability, financial health, and leverage.
Home Bancorp (HBCP)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Home Bancorp (HBCP)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Home Bancorp (HBCP)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Home Bancorp (HBCP) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Home Bancorp (HBCP) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What is the market's earnings forecast for Home Bancorp next quarter?What is Home Bancorp's gross profit margin?What does Home Bancorp do and what are its main business segments?What were the key takeaways from Home Bancorp's earnings call?What factors drove the changes in Home Bancorp's revenue and profit?What were the key takeaways from Home Bancorp’s earnings call?What is the revenue and EPS growth rate for Home Bancorp year over year?What is Home Bancorp's latest dividend and current dividend yield?
