HBCP
Home Bancorp·NASDAQ
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2.26 / 10
Underperform
Fundamental analysis of Home Bancorp reveals a weak positioning (2.3/10). Key positives include a 31.03% year-over-year profit growth and a solid 36.70% gross profit margin. However, critical weaknesses emerge in the net profit attributable to parent company shareholders to net profit ratio (100%) and the Revenue-MV factor (0.1569), both signaling potential red flags. Asset-MV (-0.5033) shows a slight edge, but the overall composite outlook remains defensive, underscoring the need for caution.
Analysis Checks(6/10)
Net assets per share (growth rate compared to beginning of year %)
Value10.41
Score3/3
Weight10.99%
1M Return4.47%
Value10.41
Score3/3
Weight10.99%
1M Return4.47%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.90%
1M Return3.05%
Value100.00
Score1/3
Weight6.90%
1M Return3.05%
Profit-MV
Value-0.00
Score0/3
Weight11.25%
1M Return4.15%
Value-0.00
Score0/3
Weight11.25%
1M Return4.15%
PB-ROE
Value1.41
Score2/3
Weight13.08%
1M Return5.42%
Value1.41
Score2/3
Weight13.08%
1M Return5.42%
Asset-MV
Value-0.50
Score2/3
Weight18.43%
1M Return7.51%
Value-0.50
Score2/3
Weight18.43%
1M Return7.51%
Revenue-MV
Value0.16
Score0/3
Weight7.46%
1M Return3.16%
Value0.16
Score0/3
Weight7.46%
1M Return3.16%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.88%
1M Return3.43%
Value36.70
Score3/3
Weight7.88%
1M Return3.43%
Total profit (YoY growth rate %)
Value31.03
Score2/3
Weight8.84%
1M Return3.74%
Value31.03
Score2/3
Weight8.84%
1M Return3.74%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.88%
1M Return3.43%
Value100.00
Score3/3
Weight7.88%
1M Return3.43%
Cash-MV
Value0.14
Score0/3
Weight7.29%
1M Return3.01%
Value0.14
Score0/3
Weight7.29%
1M Return3.01%
Net assets per share (growth rate compared to beginning of year %)
Value10.41
Score3/3
Weight10.99%
1M Return4.47%
Value10.41
Score3/3
Weight10.99%
1M Return4.47%
Revenue-MV
Value0.16
Score0/3
Weight7.46%
1M Return3.16%
Value0.16
Score0/3
Weight7.46%
1M Return3.16%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.90%
1M Return3.05%
Value100.00
Score1/3
Weight6.90%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.88%
1M Return3.43%
Value36.70
Score3/3
Weight7.88%
1M Return3.43%
Profit-MV
Value-0.00
Score0/3
Weight11.25%
1M Return4.15%
Value-0.00
Score0/3
Weight11.25%
1M Return4.15%
Total profit (YoY growth rate %)
Value31.03
Score2/3
Weight8.84%
1M Return3.74%
Value31.03
Score2/3
Weight8.84%
1M Return3.74%
PB-ROE
Value1.41
Score2/3
Weight13.08%
1M Return5.42%
Value1.41
Score2/3
Weight13.08%
1M Return5.42%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.88%
1M Return3.43%
Value100.00
Score3/3
Weight7.88%
1M Return3.43%
Asset-MV
Value-0.50
Score2/3
Weight18.43%
1M Return7.51%
Value-0.50
Score2/3
Weight18.43%
1M Return7.51%
Cash-MV
Value0.14
Score0/3
Weight7.29%
1M Return3.01%
Value0.14
Score0/3
Weight7.29%
1M Return3.01%
Is HBCP fundamentally strong?
- HBCP scores 2.26/10 on fundamentals and holds a Premium valuation at present. Backed by its 8.46% ROE, 30.38% net margin, 11.14 P/E ratio, 1.17 P/B ratio, and 24.89% earnings growth, these metrics solidify its Underperform investment rating.
