Hanmi Financial (HAFC) Fundamental Analysis: Revenue, Earnings & Valuation

1.92 / 10

Underperform

HAFC's fundamental score is subpar (1.9/10). Although YoY profit growth of 22.95% and a 36.7% gross margin are positives, issues with asset-to-market and revenue-to-market valuation ratios drag the rating down. Net asset growth is encouraging but insufficient to offset other weaknesses, leading to an overall constrained evaluation.

Analysis Checks(6/10)

Net assets per share (growth rate compared to beginning of year %)

Value7.25

Score2/3

Weight8.69%

1M Return3.75%

Revenue-MV

Value0.16

Score0/3

Weight7.47%

1M Return3.16%

Net profit attributable to parent company shareholders / Net profit (%)

Value99.18

Score2/3

Weight11.14%

1M Return4.63%

Gross profit margin (%)

Value36.70

Score3/3

Weight7.89%

1M Return3.43%

Profit-MV

Value0.10

Score0/3

Weight11.26%

1M Return4.15%

Total profit (YoY growth rate %)

Value22.95

Score2/3

Weight8.86%

1M Return3.74%

PB-ROE

Value1.41

Score2/3

Weight13.10%

1M Return5.42%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.89%

1M Return3.43%

Asset-MV

Value-0.50

Score1/3

Weight16.40%

1M Return5.76%

Cash-MV

Value0.14

Score0/3

Weight7.30%

1M Return3.01%

Is HAFC fundamentally strong?

HAFC scores 1.92/10 on fundamentals and holds a Premium valuation at present. Backed by its 7.20% ROE, 27.92% net margin, 11.67 P/E ratio, 1.08 P/B ratio, and 15.31% earnings growth, these metrics solidify its Underperform investment rating.