Hanmi Financial (HAFC) Fundamental Analysis: Revenue, Earnings & Valuation

4.85 / 10

Netural

Fundamental metrics score 4.8/10, yielding a neutral rating. Strengths lie in Asset‑MV and Profit‑MV, while Cash‑MV and Net‑income‑Revenue lag. Other factors such as PB‑ROE, gross margin and liability ratios are average, resulting in a mixed financial profile.

Analysis Checks(8/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight6.75%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight6.75%

1M Return3.70%

Profit-MV

Value1.31

Score3/3

Weight15.92%

1M Return7.25%

Net income-Revenue

Value0.62

Score1/3

Weight11.20%

1M Return5.19%

PB-ROE

Value-0.96

Score3/3

Weight15.97%

1M Return7.21%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight6.75%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.75%

1M Return3.70%

Cash-UP

Value-1.20

Score2/3

Weight8.13%

1M Return4.32%

Asset-MV

Value-0.55

Score2/3

Weight15.17%

1M Return6.73%

Cash-MV

Value0.62

Score0/3

Weight6.61%

1M Return3.50%

Is HAFC fundamentally strong?

HAFC scores 4.85/10 on fundamentals and holds a Fair valuation at present. Backed by its 9.88% ROE, 28.16% net margin, 10.54 P/E ratio, 1.00 P/B ratio, and 22.82% earnings growth, these metrics solidify its Netural investment rating.