GSBC
Great Southern Bancorp·NASDAQ
--
--(--)
Market Open: --
--
--(--)
Pre-Market: --
GSBC fundamentals
Great Southern Bancorp (GSBC) released its earnings on Oct 16, 2025: revenue was 57.84M (YoY +5.22%), beat estimates; EPS was 1.56 (YoY +10.64%), beat estimates.
Revenue / YoY
57.84M
+5.22%
EPS / YoY
1.56
+10.64%
Report date
Oct 16, 2025
GSBC Earnings Call Summary for Q3,2025
- Profit Growth: Q3 net income rose 7.9% YoY to $17.8 million, driven by a 5.8% increase in net interest income and a 3.72% net interest margin.
- Loan Performance: Gross loans declined 4.7% YoY due to payoffs, but construction lending commitments remain strong at $600 million.
- Credit Quality: Nonperforming assets at 0.14% of total assets, with no provision for credit losses.
- Expense Control: 7.1% YoY increase in expenses offset by 5% cost control, with a 62.45% efficiency ratio.
- Capital Strength: Tangible common equity ratio at 10.9%, with $196 million in liquidity and $1.47 billion in unused Fed funding lines.
- Shareholder Returns: $0.43 quarterly dividend (up 7.5% QoQ) and 165,000 shares repurchased at $60.33 average price.
EPS
Revenue
Revenue & Expenses
Key Indicators
Great Southern Bancorp (GSBC) key financial stats and ratios, covering profitability, financial health, and leverage.
Great Southern Bancorp (GSBC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
Trend
Breakdown
Great Southern Bancorp (GSBC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
Trend
Breakdown
Great Southern Bancorp (GSBC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
Trend
Breakdown
Where does Great Southern Bancorp (GSBC) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
Data source:
By Region
Data source:
Track Great Southern Bancorp (GSBC) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
Payout Ratio
Dividend Yield
You can ask Aime
Did Great Southern Bancorp beat or miss consensus estimates last quarter?What is Great Southern Bancorp's gross profit margin?What is the market's earnings forecast for Great Southern Bancorp next quarter?What is Great Southern Bancorp's latest dividend and current dividend yield?What were the key takeaways from Great Southern Bancorp’s earnings call?What does Great Southern Bancorp do and what are its main business segments?What guidance did Great Southern Bancorp's management provide for the next earnings period?What is the revenue and EPS growth rate for Great Southern Bancorp year over year?
