GSBC
Great Southern Bancorp·NASDAQ
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GSBC fundamentals
Great Southern Bancorp (GSBC) released its earnings on Jan 22, 2026: revenue was 56.35M (YoY -0.21%), beat estimates; EPS was 1.45 (YoY +14.17%), beat estimates.
Revenue / YoY
56.35M
-0.21%
EPS / YoY
1.45
+14.17%
Report date
Jan 22, 2026
GSBC Earnings Call Summary for Q4,2025
- Margin Expansion: Q4 net interest margin rose to 3.70% (from 3.49% YoY) despite $2 million swap loss, driven by lower funding costs.
- Loan Payoff Pressure: Total loans down 7.1% YoY to $4.36 billion due to elevated payoffs, particularly in multifamily and construction.
- Expense Control: Noninterest expense down 2.6% YoY to $36 million, excluding one-time legal charge.
- Capital Strength: Tangible common equity ratio at 11.2% (vs. 9.9% YoY), with $71 million net income for 2025.
- Share Repurchases: 755,000 shares repurchased in 2025 at $58.35 average price, with 241,000 shares in Q4.
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Key Indicators
Great Southern Bancorp (GSBC) key financial stats and ratios, covering profitability, financial health, and leverage.
Great Southern Bancorp (GSBC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Great Southern Bancorp (GSBC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Great Southern Bancorp (GSBC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Great Southern Bancorp (GSBC) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Great Southern Bancorp (GSBC) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What guidance did Great Southern Bancorp's management provide for the next earnings period?What is the revenue and EPS growth rate for Great Southern Bancorp year over year?What were the key takeaways from Great Southern Bancorp's earnings call?What is Great Southern Bancorp's latest dividend and current dividend yield?What is Great Southern Bancorp's gross profit margin?Did Great Southern Bancorp beat or miss consensus estimates last quarter?What is the market's earnings forecast for Great Southern Bancorp next quarter?What factors drove the changes in Great Southern Bancorp's revenue and profit?
