Greene County Bancorp (GCBC) Fundamental Analysis: Revenue, Earnings & Valuation

2.92 / 10

Underperform

Fundamental rating is Underperform (2.9/10). Strengths lie in net‑income‑to‑revenue and gross‑margin, while cash‑to‑market‑value and PB‑ROE are poor, yielding a defensive appraisal.

Analysis Checks(7/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight7.80%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight7.80%

1M Return3.70%

Profit-MV

Value0.64

Score2/3

Weight17.03%

1M Return6.92%

Net income-Revenue

Value0.89

Score2/3

Weight14.25%

1M Return5.96%

PB-ROE

Value-0.94

Score1/3

Weight10.05%

1M Return4.22%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight7.80%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.80%

1M Return3.70%

Cash-UP

Value0.17

Score2/3

Weight9.40%

1M Return4.32%

Asset-MV

Value-0.55

Score0/3

Weight10.42%

1M Return4.68%

Cash-MV

Value-0.11

Score0/3

Weight7.64%

1M Return3.50%

Is GCBC undervalued or overvalued?

GCBC scores 2.92/10 on fundamentals and holds a Premium valuation at present. Backed by its 7.71% ROE, 43.38% net margin, 10.68 P/E ratio, 1.51 P/B ratio, and 39.61% earnings growth, these metrics solidify its Underperform investment rating.