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GBFH

GBank Financial·NASDAQ
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GBFH fundamentals

GBank Financial (GBFH) released its earnings on Jan 28, 2026: revenue was 20.72M (YoY +18.39%), beat estimates; EPS was 0.52 (YoY +44.44%), beat estimates.
Revenue / YoY
20.72M
+18.39%
EPS / YoY
0.52
+44.44%
Report date
Jan 28, 2026
GBFH Earnings Call Summary for Q4,2025
  • Record Financial Performance: Q4 net income up 72% YoY to $7.4M, driven by 3.98% GAAP gain-on-sale in SBA and credit card profitability.
  • Credit Card Turnaround: Fraud prevention systems now block 99% of bots, with plans to relaunch marketing for $800M+ 2026 originations.
  • BoltBetz Expansion: 100+ slot machines could generate $2.5M deposits, improving net interest margin from 4.33% to >4.5%.
  • SBA Growth Momentum: 8/12 Q1 loans met 1.25%+ spread target, with 2026 gain-on-sale trending above 4%.
  • Balance Sheet Strength: 4.33% net interest margin vs. 3.7% industry average, supported by $1.6B noninterest-bearing deposits.
EPS
Revenue

Revenue & Expenses

Key Indicators

GBank Financial (GBFH) key financial stats and ratios, covering profitability, financial health, and leverage.
GBank Financial (GBFH)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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GBank Financial (GBFH)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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GBank Financial (GBFH)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does GBank Financial (GBFH) generate its revenue? Explore its key revenue streams and top earning regions.
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Track GBank Financial (GBFH) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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