GBFH
GBank Financial·NASDAQ
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4.49 / 10
Netural
GBFH's fundamentals are modest (4.5/10). Key positives include a healthy gross profit margin of 36.7% and a strong total-profit-to-EBIT ratio of 100%, indicating effective cost control and profitability. However, valuation remains a concern, as the PB-ROE stands at 2.46, placing it in the higher quartile for this metric. Other factors such as Net profit attributable to parent company shareholders / Net profit are also at 100%, suggesting potential dilution or dividend pressures. Overall, the company supports a defensive investment view with balanced but not outstanding fundamentals.
Analysis Checks(7/10)
Revenue-MV
Value0.21
Score2/3
Weight15.36%
1M Return6.95%
Value0.21
Score2/3
Weight15.36%
1M Return6.95%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.15%
1M Return3.07%
Value100.00
Score1/3
Weight6.15%
1M Return3.07%
PB-ROE
Value2.46
Score1/3
Weight9.50%
1M Return4.74%
Value2.46
Score1/3
Weight9.50%
1M Return4.74%
ROE (diluted) (%)
Value8.55
Score3/3
Weight9.80%
1M Return4.63%
Value8.55
Score3/3
Weight9.80%
1M Return4.63%
ROE (%)
Value9.06
Score3/3
Weight9.99%
1M Return4.73%
Value9.06
Score3/3
Weight9.99%
1M Return4.73%
Annualized return on equity (%)
Value12.07
Score3/3
Weight9.99%
1M Return4.73%
Value12.07
Score3/3
Weight9.99%
1M Return4.73%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.00%
1M Return3.46%
Value36.70
Score3/3
Weight7.00%
1M Return3.46%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight6.98%
1M Return3.44%
Value100.00
Score3/3
Weight6.98%
1M Return3.44%
Asset-MV
Value-0.51
Score0/3
Weight8.18%
1M Return3.95%
Value-0.51
Score0/3
Weight8.18%
1M Return3.95%
Cash-MV
Value0.13
Score3/3
Weight17.04%
1M Return7.53%
Value0.13
Score3/3
Weight17.04%
1M Return7.53%
Revenue-MV
Value0.21
Score2/3
Weight15.36%
1M Return6.95%
Value0.21
Score2/3
Weight15.36%
1M Return6.95%
Annualized return on equity (%)
Value12.07
Score3/3
Weight9.99%
1M Return4.73%
Value12.07
Score3/3
Weight9.99%
1M Return4.73%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.15%
1M Return3.07%
Value100.00
Score1/3
Weight6.15%
1M Return3.07%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.00%
1M Return3.46%
Value36.70
Score3/3
Weight7.00%
1M Return3.46%
PB-ROE
Value2.46
Score1/3
Weight9.50%
1M Return4.74%
Value2.46
Score1/3
Weight9.50%
1M Return4.74%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight6.98%
1M Return3.44%
Value100.00
Score3/3
Weight6.98%
1M Return3.44%
ROE (diluted) (%)
Value8.55
Score3/3
Weight9.80%
1M Return4.63%
Value8.55
Score3/3
Weight9.80%
1M Return4.63%
Asset-MV
Value-0.51
Score0/3
Weight8.18%
1M Return3.95%
Value-0.51
Score0/3
Weight8.18%
1M Return3.95%
ROE (%)
Value9.06
Score3/3
Weight9.99%
1M Return4.73%
Value9.06
Score3/3
Weight9.99%
1M Return4.73%
Cash-MV
Value0.13
Score3/3
Weight17.04%
1M Return7.53%
Value0.13
Score3/3
Weight17.04%
1M Return7.53%
Is GBFH undervalued or overvalued?
- GBFH scores 4.49/10 on fundamentals and holds a Fair valuation at present. Backed by its 9.06% ROE, 25.79% net margin, 25.56 P/E ratio, 3.15 P/B ratio, and 0.00% earnings growth, these metrics solidify its Netural investment rating.
