German American Bancorp (GABC) Fundamental Analysis: Revenue, Earnings & Valuation

2.24 / 10

Underperform

Fundamental rating is Underperform with a 2.24 score. Gross profit margin is healthy, but PB‑ROE, cash‑MV and revenue‑MV are low, and liability ratios offer limited upside. Overall quality is weak.

Analysis Checks(5/10)

Revenue-MV

Value-0.72

Score1/3

Weight10.50%

1M Return4.17%

Gross profit margin (%)

Value48.34

Score3/3

Weight8.18%

1M Return3.48%

Current liabilities / Total liabilities (%)

Value47.94

Score3/3

Weight8.18%

1M Return3.48%

Profit-MV

Value1.17

Score1/3

Weight11.24%

1M Return4.81%

Net income-Revenue

Value0.87

Score0/3

Weight8.79%

1M Return3.87%

PB-ROE

Value-0.89

Score1/3

Weight9.62%

1M Return4.23%

Non-current liabilities / Total liabilities (%)

Value54.03

Score3/3

Weight8.18%

1M Return3.48%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight8.18%

1M Return3.48%

Asset-MV

Value-0.55

Score2/3

Weight18.88%

1M Return7.16%

Cash-MV

Value-0.08

Score1/3

Weight8.25%

1M Return3.40%

Is GABC fundamentally strong?

GABC scores 2.24/10 on fundamentals and holds a Premium valuation at present. Backed by its 12.00% ROE, 31.16% net margin, 13.86 P/E ratio, 1.34 P/B ratio, and 8.13% earnings growth, these metrics solidify its Underperform investment rating.