FSBC
Five Star Bancorp·NASDAQ
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2.97 / 10
Underperform
Analysis concludes challenging fundamental quality (3.0/10). Favorable components: Total profit (YoY growth rate %) and Gross profit margin (%), despite concerns regarding Net profit attributable to parent company shareholders / Net profit (%) and PB-ROE. Investment recommendation: selective.
Analysis Checks(6/10)
Net assets per share (growth rate compared to beginning of year %)
Value8.50
Score2/3
Weight7.68%
1M Return3.75%
Value8.50
Score2/3
Weight7.68%
1M Return3.75%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.11%
1M Return3.05%
Value100.00
Score1/3
Weight6.11%
1M Return3.05%
Profit-MV
Value1.23
Score1/3
Weight10.14%
1M Return4.44%
Value1.23
Score1/3
Weight10.14%
1M Return4.44%
PB-ROE
Value1.41
Score1/3
Weight10.14%
1M Return4.93%
Value1.41
Score1/3
Weight10.14%
1M Return4.93%
Asset-MV
Value-0.50
Score2/3
Weight16.31%
1M Return7.51%
Value-0.50
Score2/3
Weight16.31%
1M Return7.51%
Revenue-MV
Value0.16
Score1/3
Weight11.47%
1M Return4.65%
Value0.16
Score1/3
Weight11.47%
1M Return4.65%
Gross profit margin (%)
Value36.70
Score3/3
Weight6.97%
1M Return3.43%
Value36.70
Score3/3
Weight6.97%
1M Return3.43%
Total profit (YoY growth rate %)
Value33.89
Score2/3
Weight7.83%
1M Return3.74%
Value33.89
Score2/3
Weight7.83%
1M Return3.74%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight6.97%
1M Return3.43%
Value100.00
Score3/3
Weight6.97%
1M Return3.43%
Cash-MV
Value0.14
Score3/3
Weight16.39%
1M Return7.61%
Value0.14
Score3/3
Weight16.39%
1M Return7.61%
Net assets per share (growth rate compared to beginning of year %)
Value8.50
Score2/3
Weight7.68%
1M Return3.75%
Value8.50
Score2/3
Weight7.68%
1M Return3.75%
Revenue-MV
Value0.16
Score1/3
Weight11.47%
1M Return4.65%
Value0.16
Score1/3
Weight11.47%
1M Return4.65%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight6.11%
1M Return3.05%
Value100.00
Score1/3
Weight6.11%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight6.97%
1M Return3.43%
Value36.70
Score3/3
Weight6.97%
1M Return3.43%
Profit-MV
Value1.23
Score1/3
Weight10.14%
1M Return4.44%
Value1.23
Score1/3
Weight10.14%
1M Return4.44%
Total profit (YoY growth rate %)
Value33.89
Score2/3
Weight7.83%
1M Return3.74%
Value33.89
Score2/3
Weight7.83%
1M Return3.74%
PB-ROE
Value1.41
Score1/3
Weight10.14%
1M Return4.93%
Value1.41
Score1/3
Weight10.14%
1M Return4.93%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight6.97%
1M Return3.43%
Value100.00
Score3/3
Weight6.97%
1M Return3.43%
Asset-MV
Value-0.50
Score2/3
Weight16.31%
1M Return7.51%
Value-0.50
Score2/3
Weight16.31%
1M Return7.51%
Cash-MV
Value0.14
Score3/3
Weight16.39%
1M Return7.61%
Value0.14
Score3/3
Weight16.39%
1M Return7.61%
Is FSBC fundamentally strong?
- FSBC scores 2.97/10 on fundamentals and holds a Premium valuation at present. Backed by its 10.62% ROE, 38.15% net margin, 15.44 P/E ratio, 2.05 P/B ratio, and 19.47% earnings growth, these metrics solidify its Underperform investment rating.
