FRST
Primis Financial·NASDAQ
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FRST fundamentals
Primis Financial (FRST) released its earnings on Oct 23, 2025: revenue was 41.00M (YoY +9.89%), beat estimates; EPS was 0.28 (YoY +460.00%), beat estimates.
Revenue / YoY
41.00M
+9.89%
EPS / YoY
0.28
+460.00%
Report date
Oct 23, 2025
FRST Earnings Call Summary for Q3,2025
- Profitability Milestone: Adjusted ROA of 90 basis points in Q3, on track for 1% by mid-2026 with $13 million+ pretax earnings.
- Deposit Cost Efficiency: 16% YoY growth in noninterest-bearing deposits reduces cost by 20%, digital bank deposits at 1.37% cost.
- Division Growth Drivers: Mortgage warehouse pipeline of $300 million and Panacea's $150 million+ annual production support 10-12% loan growth.
- Sticky Customer Base: Digital bank retention >90% despite rate cuts, core deposits funded at 173 basis points.
- Credit Stability: Nonaccruals at manageable levels with improving real estate NOI and private equity-backed loan LTV of 35%.
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Key Indicators
Primis Financial (FRST) key financial stats and ratios, covering profitability, financial health, and leverage.
Primis Financial (FRST)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Primis Financial (FRST)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Primis Financial (FRST)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Primis Financial (FRST) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Primis Financial (FRST) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What were the key takeaways from Primis Financial’s earnings call?What factors drove the changes in Primis Financial's revenue and profit?Did Primis Financial beat or miss consensus estimates last quarter?What is Primis Financial's latest dividend and current dividend yield?What is the market's earnings forecast for Primis Financial next quarter?What were the key takeaways from Primis Financial's earnings call?What is Primis Financial's gross profit margin?What does Primis Financial do and what are its main business segments?
