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FRST

Primis Financial·NASDAQ
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FRST fundamentals

Primis Financial (FRST) released its earnings on Jan 29, 2026: revenue was 78.43M (YoY +382.47%), beat estimates; EPS was 0.1 (YoY +115.38%), missed estimates.
Revenue / YoY
78.43M
+382.47%
EPS / YoY
0.1
+115.38%
Report date
Jan 29, 2026
FRST Earnings Call Summary for Q4,2025
  • 1% ROA Target for 2026: Driven by margin expansion to 3.5%+ and disciplined expense control.
  • Mortgage Growth: 2026 closed loan guidance of $1.6B-$2B, with 50-60 bps pretax margin.
  • Deposit Strength: 23% YoY checking growth, 16.3% noninterest-bearing deposits.
  • Warehouse Expansion: 2026 average balance of $500M (vs. $175M in 2025), targeting 2%+ ROA.
  • Credit Stability: Special mention loans ($40M) stable, no material impairments expected.

Earnings

EPS
Revenue

Revenue & Expenses

Key Indicators

Primis Financial (FRST) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Primis Financial (FRST)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Balance Sheet

Primis Financial (FRST)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Cash Flow

Primis Financial (FRST)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Revenue Breakdown

Where does Primis Financial (FRST) generate its revenue? Explore its key revenue streams and top earning regions.
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Dividend

Track Primis Financial (FRST) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield