FRMEP
First Merchants Pref A ADR·NASDAQ
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FRMEP fundamentals
First Merchants Pref A ADR (FRMEP) released its earnings on Jan 26, 2026: revenue was 178.35M (YoY +0.70%), beat estimates; EPS was 0.99 (YoY -10.00%), beat estimates.
Revenue / YoY
178.35M
+0.70%
EPS / YoY
0.99
-10.00%
Report date
Jan 26, 2026
FRMEP Earnings Call Summary for Q4,2025
- Record Growth: 2025 net income up 13.8% to $224.1M, driven by 7.3% loan growth and 54.5% efficiency ratio.
- Strategic Deal: $2.4B First Savings acquisition closing Feb 1, with 27.5% cost savings post-May integration.
- Margin & Expense: 2026 noninterest income +10% (fee growth), net interest margin stable despite rate cuts.
- Capital Return: 2025 buybacks ($46.9M) to continue; 2026 tax rate ~12%.
- Risk Management: Asset quality stable (NPAs 0.45%), with multifamily construction portfolio managed through payoffs.
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Key Indicators
First Merchants Pref A ADR (FRMEP) key financial stats and ratios, covering profitability, financial health, and leverage.
First Merchants Pref A ADR (FRMEP)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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First Merchants Pref A ADR (FRMEP)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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First Merchants Pref A ADR (FRMEP)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does First Merchants Pref A ADR (FRMEP) generate its revenue? Explore its key revenue streams and top earning regions.
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Track First Merchants Pref A ADR (FRMEP) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
Did First Merchants Pref A ADR beat or miss consensus estimates last quarter?What is the revenue and EPS growth rate for First Merchants Pref A ADR year over year?What does First Merchants Pref A ADR do and what are its main business segments?What is the market's earnings forecast for First Merchants Pref A ADR next quarter?What is First Merchants Pref A ADR's latest dividend and current dividend yield?What were the key takeaways from First Merchants Pref A ADR’s earnings call?What is First Merchants Pref A ADR's gross profit margin?What guidance did First Merchants Pref A ADR's management provide for the next earnings period?
