FRBA
First Bank·NASDAQ
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1.80 / 10
Underperform
Fundamental evaluation is mixed: key profitability ratios such as Gross profit margin (36.7%) and Total profit / EBIT (100%) are robust, yet Net assets per share growth (6.84% y/y) and Total profit YoY (-3.68%) raise concerns. The low overall score of 1.8 underscores structural weaknesses, leading to an 'Underperform' rating and a guarded view.
Analysis Checks(4/10)
Net assets per share (growth rate compared to beginning of year %)
Value6.84
Score1/3
Weight8.17%
1M Return3.39%
Value6.84
Score1/3
Weight8.17%
1M Return3.39%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight7.17%
1M Return3.05%
Value100.00
Score1/3
Weight7.17%
1M Return3.05%
Profit-MV
Value1.12
Score0/3
Weight11.69%
1M Return4.15%
Value1.12
Score0/3
Weight11.69%
1M Return4.15%
PB-ROE
Value-0.94
Score2/3
Weight13.60%
1M Return5.42%
Value-0.94
Score2/3
Weight13.60%
1M Return5.42%
Asset-MV
Value-0.50
Score1/3
Weight17.02%
1M Return5.76%
Value-0.50
Score1/3
Weight17.02%
1M Return5.76%
Revenue-MV
Value-0.54
Score0/3
Weight7.75%
1M Return3.16%
Value-0.54
Score0/3
Weight7.75%
1M Return3.16%
Gross profit margin (%)
Value36.70
Score3/3
Weight8.19%
1M Return3.43%
Value36.70
Score3/3
Weight8.19%
1M Return3.43%
Total profit (YoY growth rate %)
Value-0.04
Score0/3
Weight4.41%
1M Return2.05%
Value-0.04
Score0/3
Weight4.41%
1M Return2.05%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight8.19%
1M Return3.43%
Value100.00
Score3/3
Weight8.19%
1M Return3.43%
Cash-MV
Value0.11
Score2/3
Weight13.82%
1M Return5.25%
Value0.11
Score2/3
Weight13.82%
1M Return5.25%
Net assets per share (growth rate compared to beginning of year %)
Value6.84
Score1/3
Weight8.17%
1M Return3.39%
Value6.84
Score1/3
Weight8.17%
1M Return3.39%
Revenue-MV
Value-0.54
Score0/3
Weight7.75%
1M Return3.16%
Value-0.54
Score0/3
Weight7.75%
1M Return3.16%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight7.17%
1M Return3.05%
Value100.00
Score1/3
Weight7.17%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight8.19%
1M Return3.43%
Value36.70
Score3/3
Weight8.19%
1M Return3.43%
Profit-MV
Value1.12
Score0/3
Weight11.69%
1M Return4.15%
Value1.12
Score0/3
Weight11.69%
1M Return4.15%
Total profit (YoY growth rate %)
Value-0.04
Score0/3
Weight4.41%
1M Return2.05%
Value-0.04
Score0/3
Weight4.41%
1M Return2.05%
PB-ROE
Value-0.94
Score2/3
Weight13.60%
1M Return5.42%
Value-0.94
Score2/3
Weight13.60%
1M Return5.42%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight8.19%
1M Return3.43%
Value100.00
Score3/3
Weight8.19%
1M Return3.43%
Asset-MV
Value-0.50
Score1/3
Weight17.02%
1M Return5.76%
Value-0.50
Score1/3
Weight17.02%
1M Return5.76%
Cash-MV
Value0.11
Score2/3
Weight13.82%
1M Return5.25%
Value0.11
Score2/3
Weight13.82%
1M Return5.25%
Is FRBA fundamentally strong?
- FRBA scores 1.80/10 on fundamentals and holds a Premium valuation at present. Backed by its 7.45% ROE, 29.35% net margin, 10.14 P/E ratio, 0.98 P/B ratio, and 3.73% earnings growth, these metrics solidify its Underperform investment rating.
